"ONE Mortgage Loan"
On November 12, BNK Busan Bank announced the launch of a new mobile-exclusive mortgage loan product, "ONE Mortgage Loan," which can be easily applied for through its mobile banking application without the need to visit a branch.
"ONE Mortgage Loan" is a mortgage loan product with no preferential interest rate conditions linked to transaction performance, allowing customers to use the product at a reasonable interest rate without the burden of meeting complex transaction requirements. This is intended to improve accessibility for financial consumers and enhance product understanding, reflecting recent trends in the financial market.
During the loan application process, required documents for screening are automatically submitted through scraping and integration with public MyData, so customers do not need to provide additional paperwork. In addition to the joint authentication certificate, various authentication methods such as financial certificates and private authentication certificates are supported, enabling fast and convenient loan applications via mobile devices and further enhancing customer convenience.
In line with the launch of this new product, Busan Bank has completely revamped its mobile mortgage loan screening process. By introducing the "One-Click Screening Process," the bank has automated the work process from screening to approval, significantly reducing the time required to execute a loan. As a result, customers can quickly check the screening results after applying, which is expected to increase customer satisfaction.
Shin-Sik, Head of BNK Busan Bank's Retail Banking Group, stated, "Busan Bank will continue to expand services that are easy and fast to use in mobile environments by developing customer-centric financial products and innovating digital processes."
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