Shinbo, Total Guarantee Volume This Year 75.6 Trillion Won... General Guarantees 61.3 Trillion Won

2025 Major Business Promotion Plan Finalized
10 Trillion KRW Decrease from Last Year... "Impact of Temporary Project Termination"

The Korea Credit Guarantee Fund (KODIT) has finalized its total guarantee volume for this year at 75.6 trillion KRW. The largest portion, general guarantees, will be operated at 61.3 trillion KRW.

Choi Wonmok, Chairman of the Credit Guarantee Fund, is delivering a greeting at the first nationwide headquarters branch managers' meeting of the year held at the Daegu headquarters on the 14th. Photo by Shinbo.

On the 14th, KODIT held its first nationwide headquarters managers meeting of the year at its Daegu headquarters and confirmed the '2025 Major Business Promotion Plan' with these details.

According to the promotion plan, this year's total guarantee volume is set at 75.6 trillion KRW, a 12.4% decrease compared to last year (86.3 trillion KRW). A KODIT official explained, "This is due to the termination of temporary projects such as low-interest refinancing guarantees and small business entrusted guarantees."

Specifically, the general guarantee volume is 61.3 trillion KRW, compared to the 61.8 trillion KRW planned last year. The securitization company guarantee volume is planned to be operated at 12 trillion KRW.

In the key policy sectors, guarantees totaling 59 trillion KRW will be supplied, an increase of 2 trillion KRW compared to last year's plan. This includes startup and export companies, as well as companies engaged in new growth engines. Credit insurance will be underwritten at 21.5 trillion KRW, 300 billion KRW more than last year's plan, to strengthen the management safety net for small and medium enterprises.

Centered on the newly established Innovation Growth Review Center this year, KODIT plans to strengthen tailored support by growth stage so that SMEs can grow into mid-sized companies and leap forward as global strong small and medium enterprises. Additionally, through the 'Daejeon Financial Hub Center,' a dedicated organization for non-capital region companies, close support will be provided for investment, factoring, and innovative finance.

Chairman Choi Won-mok stated, "Our economy is facing concerns of long-term low growth, making the role of policy finance to strengthen economic fundamentals especially important at this time. We will expand our role in areas where policy finance is needed to actively support the growth of client companies and government industrial policies, and boldly promote innovation and global projects for KODIT’s future."