Ranked First Among the Five Major Banks
NH Nonghyup Bank announced on November 2 that its disclosed rate of return for individual retirement pension (IRP) principal non-guaranteed products ranked first among the five major banks.
According to the Financial Supervisory Service's Integrated Pension Portal disclosure for the third quarter of 2025, Nonghyup Bank's disclosed rate of return for individual IRP products recorded the highest performance at 16.49%. Defined Benefit (DB) plans achieved 8.86% (second place), and Defined Contribution (DC) plans achieved 16.29% (third place), with the bank also posting the highest overall weighted average integrated rate of return for retirement pensions among the five major banks.
To enhance customer returns, Nonghyup Bank became the first in the banking sector to launch a robo-advisor (RA) artificial intelligence (AI) discretionary service incorporating an ETF management strategy in June, significantly expanding the convenience of personalized asset management. The bank also strengthened face-to-face customer management by holding the first-ever DB seminar for education offices nationwide. In addition, it upgraded its management consulting capabilities through IRP seminars for employees by region across the country, and headquarters professional consultants provided direct consulting to customers with low returns, making comprehensive efforts in this area.
Along with ranking first in individual IRP returns, Nonghyup Bank is currently running an event to help customers grow their assets stably. Until November 30, customers who sign up for an individual IRP (tax-deductible type) with a minimum of 100,000 KRW through non-face-to-face channels will be automatically entered to receive a 10,000 KRW Naver Pay reward.
A Nonghyup Bank representative stated, "Nonghyup Bank will do its utmost to improve returns and protect pension rights in order to support customers' stable retirement lives."
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