Up to 350 million KRW limit based on repayment ability
Minimum annual interest rate of 4.59%, up to 10 years available
BNK Busan Bank (President Bang Seongbin) launched the 'ONE First Financial Professional Loan,' a loan product exclusively for employees working at financial institutions, on the 31st.
Busan Bank explained that this product offers preferential loan limits and interest rates to employees who have worked for more than three months at a top-tier financial institution and have an annual income of at least 50 million KRW.
The maximum loan limit is up to 350 million KRW depending on repayment ability, and the minimum interest rate is 4.59% per annum (as of July 29, 2024), based on transaction records and credit rating.
Repayment methods include lump-sum repayment, installment repayment, amortized repayment, and overdraft loan, with loan periods ranging from a minimum of 6 months to a maximum of 10 years, depending on the repayment method.
Customers can apply for the loan without visiting a branch by using the Busan Bank mobile banking app. Further details about the product can be found through Busan Bank's mobile banking or at any branch.
Kim Yongkyu, Head of Customer Marketing Division at Busan Bank, said, "Busan Bank has always strived to provide customized financial products for each customer," and added, "We will continue to discover a variety of financial services that can satisfy our customers."
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