Is Selective Investment in High-Dividend Stocks Still Effective? If You Lack Investment Funds

With the introduction of separate taxation on dividend income confirmed for this year, there is a clear move in the stock market toward selective investment focused on high-dividend stocks. Over the past month, the high-dividend index has significantly outperformed the KOSPI, and its defensive strength has been confirmed even during periods of high volatility. Many analysts assess that expectations of policy benefits are already being priced into share prices. Previously, tax rates of up to 45% were applied depending on the size of financial income, but with the introduction of separate taxation lowering the tax burden, the appeal of high-dividend strategies has become even more pronounced.

The separate taxation will apply to companies with high payout ratios or those that have actively increased their dividends, and the actual benefits will begin with dividends paid from January 2026 onward. However, because whether the requirements are met is only finalized after shareholders' meetings, securities firms advise investors to distinguish between companies that already meet the criteria and those that may become eligible by expanding their dividends, and to approach them accordingly. In particular, with the February-March fiscal year-end dividend season approaching, there is a high possibility that related funds will start to flow in in earnest, so it is important to proactively review changes in dividend policies.

[Go to the No. 1 industry player High Stock Loan: https://www.hisl.co.kr/5113]

Meanwhile, interest in stock loans is growing day by day. Investors who do not want to miss a rare investment opportunity are turning their attention to stock loans, which allow them to use more funds to purchase stocks.

In addition, even if investors using margin or credit trading face a forced liquidation risk due to a sharp stock price drop, one of the advantages of stock loans is that they can simply switch over without providing additional collateral or selling their holdings, and then wait for a rebound.

◆ High Stock Loan: Industry-low interest rate in the 5% per annum range, for additional investment funds and even refinancing of margin and credit balances!

High Stock Loan has launched a securities-linked credit product with an industry-low interest rate in the 5% per annum range so that any investor can use stock loans without burden. It can be used not only for stock purchases but also for refinancing both margin and credit balances at securities firms, and it can be leveraged up to four times including own capital, without any differentiation by credit rating.

Along with this, it also offers products not subject to the DSR limit for investors who previously had difficulty using stock loans due to their DSR cap. Investors using the alternative trading system (NXT) can also take advantage of these products.

Investors who want to learn more about High Stock Loan's various customized products can contact the customer service center (☎1566-5113) and receive convenient consultations with professional advisors 24 hours a day, regardless of whether they ultimately take out a loan.

○ Launch of products with industry-low interest rates in the 5% per annum range

○ Products offered that are not subject to DSR limits

○ No. 1 market share for 22 consecutive years, Korea First Brand Award winner for 17 consecutive years

○ Real-time repayment of securities firm margin and credit balances

○ Trading available on the alternative trading system (NXT)

○ Reliable consultation quality assurance program

* High Stock Loan Consultation Center: 1566-5113

Go to: https://www.hisl.co.kr/5113

Samsung Electronics, SK Hynix, Mirae Asset Securities, Hanwha Solutions, Hanwha Systems

※ The above content is unrelated to the editorial direction of The Asia Business Daily, and all responsibility lies with the information provider.