K Bank Sets Goal of 26 Million Customers and 85 Trillion Won in Assets by 2030

Marking 10 Years Since Launch as Korea's First Internet-Only Bank in January 2016
This Year, K Bank Sets Out Three Key Growth Engines: Platform Expansion, SME Entry, and AI & Digital Assets

Choi Woohyung, CEO of K Bank, is announcing the mid-to-long-term goals for 2030 at the "K Bank 10th Anniversary Celebration" held on the 7th at the K Bank headquarters in Euljiro, Seoul. K Bank

On the occasion of its 10th anniversary, K Bank has announced its goal to become a "comprehensive digital financial platform" by 2030, targeting 26 million customers and 85 trillion won in assets.

On the 7th, K Bank held its "10th Anniversary Celebration" at its Euljiro headquarters in Seoul, with all employees in attendance. On January 8, the company announced that it had unveiled its mid-to-long-term growth strategy, centered on reaching 26 million customers and 85 trillion won in assets by 2030.

At the event, K Bank defined its achievements over the past decade as "a history of financial innovation." Since its establishment in January 2016 and the launch of its operations in April 2017, K Bank has led financial innovation by introducing a series of firsts in Korea: the first non-face-to-face apartment mortgage loan (2020), the first non-face-to-face business owner guaranteed loan (2022), and the first non-face-to-face real estate collateral loan (2024). The number of customers has surpassed 15 million, and both its asset size and annual profits have continued to grow rapidly.

On this day, K Bank declared another leap forward. Choi Woohyung, CEO of K Bank, announced the "2030 Mid-to-Long-Term Goals," which include reaching 26 million customers and 85 trillion won in assets by 2030. Through these objectives, the bank aims to become a comprehensive digital financial platform leading the non-face-to-face financial sector.

This year, K Bank has set an annual goal of "securing 18 million customers" and will focus on strengthening its "three major future growth engines": the platform business, SME (small and medium-sized enterprise) sector, and AI and digital assets.

Specifically, based on its 18 million customer base, K Bank will lay the foundation for its platform business while expanding its success in the individual business owner market-which more than doubled in balance last year-into the "non-face-to-face SME" market, thereby broadening its corporate finance base. In addition, the bank plans to innovate its work processes and customer experience through company-wide adoption of AI, and to enhance its capabilities in digital assets such as stablecoins, proactively preparing for changes in the future financial environment.

Choi Woohyung, CEO of K Bank, stated, "Over the past 10 years, we have faced many crises, but it was K Bank's unique strength that made today's achievements possible. With our passion and innovation DNA, let's once again surprise the world by delivering differentiated products and services."

Meanwhile, the anniversary event featured various programs reflecting on K Bank's growth over the past decade and reaffirming its commitment to future progress. An "AI Video and Photo Exhibition," in which employees participated directly under the theme of K Bank's core future strategy, AI, drew attention, and a "time capsule sealing ceremony" was also held, containing messages from employees to K Bank ten years from now.