Samsung Securities Surpasses 30 Trillion Won in Pension Balance... 10 Trillion Won Increase in One Year

The pension balance at Samsung Securities (based on market value) has surpassed 30 trillion won, marking a sharp increase of 42% year-on-year and demonstrating rapid growth.

According to Samsung Securities on December 22, the company’s pension balance exceeded 30.1 trillion won as of December 12, 2025, up from 21.2 trillion won at the end of 2024, representing explosive growth of 42%. During the same period, the balance of individual pensions (DC+IRP+pension savings) also rose by 51.9% to 26 trillion won.

Within retirement pensions, the balances of defined contribution (DC) plans and individual retirement pensions (IRP) increased by 51% and 43%, respectively, compared to the end of last year, leading the overall growth in retirement pensions.

Among pension subscribers, individual pension balances for investors in their 40s and 50s showed a particularly significant increase. The balance for these customers, which stood at 10.9 trillion won at the end of 2024, had risen to 16.9 trillion won by the end of November 2025, an increase of approximately 55.7%.

Additionally, exchange-traded funds (ETFs) have gained popularity among middle-aged and older investors as a pension investment asset, recording the highest growth rate among all product categories. The ETF balance grew by 93% during the same period, expanding from around 6.7 trillion won to 13 trillion won as of the end of last month.

Meanwhile, Samsung Securities was selected as an Outstanding Retirement Pension Provider of the Year by the Ministry of Employment and Labor. The ministry evaluated retirement pension providers based on management performance, capabilities, and fee appropriateness, and on November 30, 2025, announced the outstanding retirement pension providers. Samsung Securities was named among the top 10% in the overall comprehensive evaluation.

The rapid growth of Samsung Securities’ pension balance is attributed to subscriber-focused pension services. Notably, the company was the first in the retirement pension sector to introduce the ‘Direct IRP’ in 2021, which offers zero management and asset management fees (excluding fund fees), thereby transforming the industry’s fee structure. Samsung Securities also launched the ‘3-Minute Pension’ service, which greatly enhances user convenience by eliminating the need to fill out and send application documents (excluding time required for providing personal information and confirming terms and conditions).

Through its official mobile trading system, mPOP, Samsung Securities also offers fast and convenient pension management services such as ‘Robo Discretionary Management’ and ‘ETF Accumulation’.

Furthermore, Samsung Securities was the first in the industry to establish dedicated pension centers, currently operating three locations in Seoul, Suwon, and Daegu. These pension centers provide specialized pension consulting services delivered by experienced professionals with over 10 years of private banking experience.

The Samsung Securities Pension Center not only offers consultations for pension subscribers but also supports seminars and briefings for corporations introducing retirement pensions. Over the past year alone, the center conducted more than 200 seminars.

Jang Hyosun, Executive Director and Head of the Pension Division at Samsung Securities, stated, “It is important to manage retirement pensions systematically with a long-term perspective,” adding, “Samsung Securities will do its utmost to be a reliable pension partner for customers by providing excellent pension management services.”