Samsung Fire & Marine Introduces New Health Disclosure Discount for Health Insurance

Up to 26% Discount on Premiums

Samsung Fire & Marine Insurance announced on the 24th that it is introducing a new 'Samsung Fire & Marine Direct Health Insurance Health Disclosure Type Enrollment Method,' which segments and reflects customers' health status when enrolling in health insurance, thereby reducing the insurance premium burden.

Samsung Fire & Marine Insurance Introduces 'Direct Health Insurance Health Disclosure Discount'. Samsung Fire & Marine Insurance

This newly established health disclosure type enrollment method allows customers, in addition to the standard requirement to disclose health information from the past five years, to voluntarily provide additional information covering up to ten years, from six to ten years if they wish.

The longer the period disclosed without hospitalization or surgery, the greater the premium discount. Depending on gender, age, and the length of the disclosure period, customers can receive up to a 26% lower premium compared to the standard disclosure type.

In particular, the health disclosure type enrollment is also applied to various plans of Samsung Fire & Marine Direct Health Insurance. Customers who want more comprehensive coverage, such as single, double, or triple occupancy hospital room plans or 365-day nursing care plans, can disclose their healthy periods and receive premium benefits.

For example, when enrolling in a non-renewable health insurance plan with coverage up to age 100, disclosing that there has been no history of hospitalization or surgery for ten years will result in a greater discount.

A representative from Samsung Fire & Marine Insurance stated, "The health disclosure type enrollment method is a great opportunity for healthy customers to reduce their premiums," adding, "It will become a new option for consumers seeking reasonable premiums and customized plans."