Fint Launches IRP Robo-Advisor Discretionary Investment Service with KB Securities

December & Company, the operator of 'Fint,' announced on October 23 that it has exclusively launched a retirement pension robo-advisor (RA) discretionary investment service in partnership with KB Securities.

December & Company began collaborating with KB Securities in 2022 to launch the 'Fint Autonomous Investment' service. This AI discretionary investment service is available within KB Securities' mobile trading system (MTS) without the need to install the separate Fint app. With the launch of the retirement pension robo discretionary investment service, KB Securities customers can now experience Fint's discretionary investment in IRP (Individual Retirement Pension) accounts, in addition to the existing comprehensive consignment and pension savings accounts.

The service is managed by December's independently developed AI investment engine, 'ISAAC,' and can be accessed through KB Securities' flagship MTS, 'KB M-able.' The core of the service is to analyze investment preferences, expected returns, risk tolerance, and retirement timing to design a customized asset allocation strategy, automatically rebalancing portfolios according to market trends.

December's retirement pension management strategy focuses on managing the risks of volatility to generate 'stable long-term returns.' This approach is particularly useful for long-term asset management, such as retirement pensions, as it aims to deliver stable performance even during challenging market conditions encountered over extended investment periods.

To commemorate the launch of the IRP robo discretionary investment service with KB Securities, a sign-up event will be held until December 30. Customers who sign up for the service and apply for the event, and then trade between 1 million and 5 million won, will be entered into a drawing to receive a Starbucks Americano coupon.

Among domestic robo-advisor (RA) companies, December has operated the longest-running asset allocation strategy and, based on its accumulated expertise and credibility, has established retirement pension discretionary investment partnerships with the largest number of financial institutions in the industry (11). The company is accelerating the launch of its services.

Song Inseong, CEO of December & Company, stated, "As the importance of retirement pension management for a stable retirement continues to grow, we are focusing on launching and stabilizing the IRP discretionary investment service to help customers achieve stable asset growth and greater operational convenience." He added, "As a leader in the domestic robo-advisor discretionary investment market, we will continue to pursue extensive collaborations with various financial institutions to establish AI investing as the new standard for long-term asset management."