Gurufin Introduces Three-Pillar Verification Framework for Price, Operations, and Structure

Gurufin, a blockchain infrastructure company, announced on October 23 that it is attracting market attention by presenting a new real-time data-driven verification framework.

The framework unveiled by Gurufin goes beyond the traditional 'price-centric evaluation' and is structured around three pillars: market price integrity, operational resilience, and structural soundness.

A company representative explained, "Even if there is a short-term price fluctuation due to a shallow order book at a specific exchange, this does not immediately indicate insolvency." He added, "The key is to distinguish between price shocks and actual settlement risks, thereby reducing unnecessary forced liquidations."

Gurufin has implemented a structure in which an automated protocol, directly integrated with bank APIs, mints or burns an equivalent amount of stablecoins on the blockchain for every actual deposit or withdrawal of Korean won. This fully automated model operates at the protocol level without artificial intervention, fundamentally eliminating the possibility of errors, omissions, or delays in the issuance process. This maximizes operational stability and reliability.

Additionally, Gurufin has introduced the Live Reserve Scanner (LRS), which automatically reconciles on-chain circulation and off-chain reserves every minute. Through this, the company discloses collateral composition, custodian status, and liquidity indicators 24 hours a day. For regulatory authorities, an API-based embedded supervision environment enables continuous monitoring.

Gurufin also expects to shorten the payment and settlement cycle for merchants from T+1 to T+0 and to significantly reduce intermediary and spread costs for cross-border payments and remittances. All transaction fees are set as fiat-pegged fees fixed to the Korean won, establishing a predictable and volatility-free cost structure.

A company representative explained, "These figures are targets based on the pilot design" and "may be adjusted depending on the industry and scale."

As global financial institutions are increasingly reviewing fiat currency-based stablecoin infrastructure, discussions on building a Korean won stablecoin blockchain are also gaining momentum domestically, centered around commercial bank consortia. In response, Gurufin has designed a Korean won-exclusive Layer-1 'GX Stablecoin Chain,' optimized for regulatory environments in each country, and a global FX hub 'Guru Chain (GXN)' responsible for cross-chain exchange and liquidity, as separate structures. Furthermore, the company has established an interconnected dual-chain architecture.

A Gurufin representative introduced the company as "a technology-driven company that does not primarily focus on issuing or trading virtual assets like some blockchain projects, but instead builds regulatory-compliant sovereign stablecoin infrastructure and designs next-generation payment networks connected to global blockchains."

He added, "Moving beyond the traditional paradigm that relied solely on price data, we aim to make trust in digital finance the 'default' through a new standard that can simultaneously verify real-time operational capabilities and structural soundness."