Samsung Securities Surpasses 20 Trillion Won in Individual Pension Balances

On July 16, Samsung Securities announced that its total individual pension balance?combining pension savings and individual retirement pensions (DC·IRP)?has surpassed 20.1 trillion won, demonstrating rapid growth.

The total individual pension balance at Samsung Securities surged by 17.6%, rising from approximately 17.1 trillion won at the end of 2024 to over 20.1 trillion won as of the end of June 2025. During the same period, the company’s total pension balance also increased by 14.2%, from about 21.3 trillion won to 24.3 trillion won.

Among individual pension products, the balances for pension savings, defined contribution (DC) plans, and individual retirement pensions (IRP) grew by 19.1%, 14.9%, and 18.3%, respectively, over the same period.

In particular, the individual pension balances of investors in their 40s and 50s saw significant growth. The balance for these customers, which stood at around 10.9 trillion won at the end of 2024, rose by 20.6% to approximately 13.1 trillion won as of the end of June 2025.

Additionally, exchange-traded funds (ETFs) have gained popularity among middle-aged and older customers, recording the highest growth rate among product categories. The ETF balance increased by 31.7% during the same period, growing from about 6.8 trillion won to 9 trillion won.

Based on the balance of total retirement pensions (DB+DC+IRP), there was a 12.3% increase during the same period, making Samsung Securities the top securities firm in terms of growth rate among those with retirement pension balances exceeding 1 trillion won.

The rapid growth of Samsung Securities’ pension balances is attributed to subscriber-focused pension services.

First, in 2021, Samsung Securities revolutionized the retirement pension fee structure by launching ‘Direct IRP,’ the first retirement pension product with no management or asset management fees (excluding separate fund fees). The company also greatly enhanced customer convenience with the ‘3-Minute Pension’ service, which eliminates the need for document preparation and mailing (excluding time required for providing personal information and confirming terms and conditions).

Through its official mobile trading system, mPOP, Samsung Securities also offers services such as ‘Pension S-Talk,’ ‘Robo Discretionary Management,’ and ‘ETF Accumulation,’ enabling fast and convenient pension management.

Furthermore, Samsung Securities was the first in the industry to establish dedicated pension centers, currently operating three locations in Seoul, Suwon, and Daegu. These pension centers provide specialized pension consulting services delivered by experienced professionals with over 10 years of private banking experience.

The Samsung Securities pension centers support not only consultations for pension subscribers but also seminars and briefings for corporations introducing retirement pensions. Last year alone, they conducted more than 200 seminars.

Lee Sungjoo, Executive Director and Head of the Pension Division at Samsung Securities, stated, “It is important to manage retirement pensions systematically with a long-term perspective,” adding, “Samsung Securities will do its best to be a reliable pension partner for customers by providing optimal pension management services.”