On June 27, the government announced measures to strengthen regulations on mortgage loans, focusing on the Seoul metropolitan area. The key points are limiting the maximum mortgage loan amount to 600 million won and shortening the loan maturity to within 30 years. These measures took effect immediately from June 28. However, transactions with sales contracts signed or loan applications completed before the enforcement date are subject to the previous standards.
With the government's real estate measures effectively blocking additional home purchases for non-owner-occupiers, there are growing expectations in the market that demand for rental housing will surge and that both jeonse and monthly rent prices will rise sharply. In particular, demand is concentrating on apartments priced at 900 million won or less in Gyeonggi Province, which offers excellent access to Seoul and has many development benefits, leading to predictions that prices in these areas will rise significantly.
Furthermore, since all new housing complexes to be supplied in the Seoul metropolitan area will be subject to the new loan regulations, there is increasing interest in existing housing complexes that announced their sales before June 28. These existing complexes in the metropolitan area, which are subject to the previous standards, are expected to benefit, and proactive buyers have already begun to carefully select among those currently on sale.
Among them, "Hillstate Yongin Mark Valley" in Cheoin-gu, Yongin, which is being transformed into a large-scale semiconductor industrial belt and is not subject to the new regulations, is attracting significant attention. As there is no burden from the new loan limits, it is expected to benefit greatly from the latest measures.
This complex, located in Namsa (Agok) District, is the biggest beneficiary due to its proximity to the advanced system semiconductor national industrial complex, and remaining units are being sold quickly on a first-come, first-served basis. Nearby, the 6,800-unit "ePyeonhansesang Yongin Hansup City" has already been established, and once occupancy is complete, the area will grow into a brand mega-town with a total of 7,460 units.
The area around Namsa-eup in Cheoin-gu, where Hillstate Yongin Mark Valley is located, is scheduled for a large-scale national industrial complex. The planned size and investment amount are overwhelming compared to Pyeongtaek. The advanced system semiconductor national industrial complex will cover a total area of approximately 7.28 million square meters, about twice the size of Pyeongtaek (4.15 million square meters), and the project cost will reach 9.0637 trillion won, nearly three times that of Pyeongtaek (3.4859 trillion won). In addition, an investment of about 360 trillion won led by Samsung Electronics is planned, making it a national mega project expected to generate 400 trillion won in production inducement effects and create 1.92 million jobs.
In addition, the first SK hynix production line within the Yongin Semiconductor Cluster, located in the Wonsam-myeon area, began construction in February this year. SK hynix plans to complete its first semiconductor plant by May 2027 and will sequentially build the remaining three fabs, aiming to develop the area into a semiconductor hub.
Hillstate Yongin Mark Valley is located at 7BL, Namsa (Agok) District, Yongin, and will consist of seven buildings, with two basement floors and up to 27 above-ground floors. It will offer 660 units with exclusive areas ranging from 84 to 182 square meters. Notably, it offers a 5% contract deposit (with the first installment fixed at 5 million won), significantly reducing the initial financial burden compared to typical complexes that require a 10-20% deposit.
The complex is designed mainly with south-facing units and a central plaza to ensure openness and a pleasant residential environment. Various floor plans, including 4-bay plate and tower types, allow residents to choose spaces that fit their lifestyles. Practical features such as dress rooms, pantries, alpha rooms, and a two-generation separation type (109㎡C type) maximize space utilization. The large penthouse types are equipped with up to three dress rooms and spacious terraces, providing a differentiated residential experience. Every unit also comes with a private storage room.
A sales representative stated, "In addition to existing development benefits, this complex is not subject to the household debt management measures announced on June 27, and inquiries about remaining units have been nonstop since the announcement. The Hillstate brand, south-facing layout, specialized design, and provision of private storage rooms all contribute to strong product competitiveness, and the premium community facilities continue to attract strong interest from genuine buyers."
The Hillstate Yongin Mark Valley sales promotion center is located on Hansup-ro, Namsa-eup, Cheoin-gu, Yongin, while the model house is situated in the Songok-ro area, Suji-gu, Yongin, Gyeonggi Province.
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