"Payment Integration in 10 Minutes" Toss Payments Becomes First to Introduce AI-Driven MCP Server

First in the PG Industry... Integration Time Reduced from Up to Three Months to Just 10 Minutes

Toss Payments announced on June 18 that it has become the first in the payment gateway (PG) industry to introduce a Model Context Protocol (MCP) server, establishing a payment integration environment based on artificial intelligence (AI) technology. With the adoption of the MCP service, the company explained that payment integration tasks, which previously took up to three months, can now be completed in just 10 minutes.

According to Toss Payments, it previously took merchants up to three months from signing a contract with a PG provider to completing payment integration and starting business operations. Toss Payments also stated that, until now, its own payment integration process required one to two weeks.

Merchants with limited integration experience or development resources faced significant challenges due to the complex and repetitive tasks of searching documentation, experimenting with sample code, and requesting technical support.

MCP is a server-based integration tool that replaces these processes with AI technology. Developers can perform coding tasks simply by giving natural language commands to an AI chatbot integrated with MCP. This programming approach, where the AI handles coding and humans issue commands, is spreading throughout the IT industry. Toss Payments is the first to introduce this in the PG sector.

The Toss Payments MCP is compatible with major AI-based coding tools such as Claude and Cursor. By learning from nearly five years’ worth of real integration guides, application programming interface (API) documentation, and sample code accumulated since the company’s launch, MCP achieves the speed and accuracy to complete payment integration coding in an average of 10 minutes.

A Toss Payments representative stated, "We will further advance MCP so that even non-developers with no coding experience can complete payment integration themselves," adding, "By leveraging our AI infrastructure, we will further lower the entry barriers for merchants integrating payments and establish ourselves as a leading company in the paytech industry."