KB Securities announced on May 27 that it will hold the "Season 2: Interest Rate Reduction on Credit Loans to Empower Your Investments" event for individual customers until August 29.
This event has been organized to provide investors not only with preferential interest rates but also with substantial interest support benefits, leveraging KB Securities' stable asset management capabilities?assets under management totaling 70 trillion won (as of May 13) and 9.22 million customers (as of December last year)?and the trust of its clients.
The event is open to individual customers of the Prime Center (non-face-to-face, bank-linked) who are either: ▲new credit/loan customers, or ▲existing customers who had no credit/loan transactions and zero balances between February 1 and May 9 of this year. Registration for the event is required, and each customer may apply for only one non-face-to-face or bank-linked brokerage account eligible for stock trading via KB Securities’ main mobile trading system (MTS) KB M-able (M-able), M-able Wide, or the website.
As part of the event benefits, an annual interest rate of 4.0% (pre-tax) on credit/loans will be offered for 60 days from the next business day after event registration. In addition, a total of 200 customers who meet both the net transfer-in requirements for domestic and overseas stocks from other firms and the minimum outstanding credit/loan balance during the event period will be selected by lottery to receive interest support funds of up to 3 million won.
Specifically: ▲customers with a net transfer-in of at least 1 billion won and a credit/loan balance of at least 500 million won will receive 3 million won in interest support (10 winners); ▲customers with a net transfer-in of at least 300 million won and a credit/loan balance of at least 300 million won will receive 1 million won (50 winners); ▲customers with a net transfer-in of at least 50 million won and a credit/loan balance of at least 50 million won will receive 200,000 won (60 winners); and ▲customers with a net transfer-in of at least 10 million won and a credit/loan balance of at least 10 million won will receive 50,000 won (80 winners). All payments are made in cash. However, customers are responsible for taxes and public charges (22%), and duplicate benefits for multiple tiers are not allowed.
Customers can use the "Check My Interest Benefits & Balance" feature on the event page to directly check the amount of interest they could save by applying the event interest rate, helping them to develop an interest rate strategy tailored to their individual investment style and financial situation.
Son Heejae, Head of the Digital Group at KB Securities, said, "This event goes beyond a simple interest rate reduction, focusing on delivering tangible interest savings that customers can truly feel, while also reinforcing our value as a trusted investment partner." He added, "For customers in need of investment liquidity, this Season 2 event will be a meaningful opportunity."
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