NH Investment & Securities Launches Retirement Pension Robo-Advisor Discretionary Service

NH Investment & Securities announced on the 28th that it has launched a robo-advisor discretionary service for retirement pensions, designed to make retirement pension investments easier and more convenient.

A robo-advisor is a compound word combining 'robot' and 'advisor.' It is an asset management service in which algorithms based on artificial intelligence (AI) and big data technology analyze an investor's risk profile and market conditions to automatically construct and manage a portfolio. The retirement pension robo-advisor discretionary service is an AI-powered automatic investment service in which the robo-advisor builds and adjusts a portfolio tailored to the customer's investment profile within an Individual Retirement Pension (IRP) account.

NH Investment & Securities has attracted market attention by recording a cumulative average return of 22.19% over approximately 1 year and 4 months, from December 11, 2022 to April 25, 2025, on the Koscom Robo-Advisor Testbed operated by the Financial Services Commission. In particular, the cumulative average return of the top 10 algorithms reached 31.93%, the highest level compared to competitors.

The retirement pension robo-advisor discretionary service from NH Investment & Securities can be easily subscribed to 24 hours a day via the company's mobile app (MTS). Out of 36 algorithms verified on the Koscom Robo-Advisor Testbed, 16 have been selected for this service. Starting with the non-face-to-face platform 'Namu MTS,' NH Investment & Securities plans to expand the retirement pension robo-advisor discretionary service to the comprehensive asset management platform 'QV MTS' by June.

To commemorate the launch of the retirement pension robo-advisor discretionary service, events are being held. The first event, 'Namu IRP Retirement Pension Robo-Advisor Subscription Event,' runs until June 30. During the event period, customers who sign up for the retirement pension robo-advisor discretionary service with a contract amount of at least 1 million won through a Namu IRP account will be entered into a draw, and 1,000 winners will receive a mobile gift certificate worth 30,000 won. However, the contract must be maintained until July 31, and the mobile gift certificate will be distributed in August. The second event, 'QV IRP Retirement Pension Robo-Advisor Pre-Registration & Subscription Event,' also runs until June 30. Customers who apply for the pre-registration event on QV MTS and then sign up for the retirement pension robo-advisor discretionary service after it launches, maintaining the contract until July 31, will receive a mobile gift certificate worth 10,000 won in August.

Lee Jaekyung, Executive Vice President and Head of Retail Business at NH Investment & Securities, stated, "The retirement pension robo-advisor discretionary service will help alleviate the complex investment concerns of retirement pension subscribers and contribute to improving long-term returns. We will continue to do our best to provide differentiated retirement pension investment solutions."