Check Eligibility, Limits, and Interest Rates for Policy Funds All at Once
on a Dedicated Mobile Channel
Hana Bank announced on April 23 that it has launched the "Policy Fund Pre-Diagnosis Service" to enhance small business owners' access to policy funds and improve convenience in financial transactions.
The "Policy Fund Pre-Diagnosis Service" allows small business owners who need funds to operate their businesses to easily check online whether they are eligible for low-interest policy fund loans from the Small Enterprise and Market Service (SEMAS), as well as their possible loan limits.
This new service, introduced through Hana Bank's financial-specialized brand for small business owners, "Hana The SOHO," enables customers to conveniently check their eligibility for policy fund loans anytime and anywhere via mobile, without having to visit an offline branch or SEMAS in person.
In particular, this service, provided in partnership with Korea Information & Credit Evaluation, utilizes data from the National Tax Service and Korea Credit Information Services, allowing users to pre-check the types of policy fund loans available, loan limits, and interest rates through a simple pre-diagnosis process.
Furthermore, if a user is determined to be eligible for policy funds after the pre-diagnosis, the service directly connects them to the SEMAS loan application process. If the user is not eligible, the service provides information on Hana Bank's business loan products as alternative solutions for small business owners, along with the diagnosis results.
The "Policy Fund Pre-Diagnosis Service" is available on "Hana The SOHO," a mobile channel dedicated to individual business owners, which can be accessed through Hana Bank's main mobile banking apps, "Hana One Q" and "Hana One Q Business."
Jun Byungwoo, Head of Hana Bank's Corporate Business Division, stated, "We have introduced the pre-diagnosis service to save time and effort for small business owners who are busy running their businesses and to reduce the inconvenience of the policy fund application process. We will continue to expand the diverse and differentiated specialized services and benefits unique to 'Hana The SOHO' so that individual business owners facing difficulties due to the economic downturn can overcome the current crisis and continue to grow."
Meanwhile, Hana Financial Group has launched "Hana The SOHO," a financial-specialized brand for small business owners, and is leading mutual growth with small businesses by offering practical financial benefits such as the "Hana The SOHO Franchise Savings" with an annual interest rate of up to 8%, and the "Hana The SOHO Card," which provides a 5% statement discount at food material marts and other locations.
© The Asia Business Daily(www.asiae.co.kr). All rights reserved.
