Mirae Asset Management: "'Mirae Asset Didim All Weather TRF' Risk Managed at Certain Level... Suitable for Long-Term Investment"

"Suitable for pension investors with long-term investment through active asset allocation"
Annual target return 4.5~6.5%

"As the name Target Risk Fund (TRF) suggests, it is planned to be managed to control risk at a certain level across various phases."

Sujin Son, Head of WM Pension Marketing Division at Mirae Asset Global Investments. Photo by Hyunseok Yoo

On the 18th, Sujin Son, Head of WM Pension Marketing Division at Mirae Asset Global Investments, held a press briefing at the Korea Financial Investment Association in Yeouido, Seoul, introducing the newly launched ‘Mirae Asset Didim All-Weather TRF Securities Investment Trust (Mixed - Fund of Funds)’.

Division Head Sujin Son explained, "Mirae Asset Global Investments launched the ‘Didim All-Weather TRF’ based on the industry’s largest scale of diverse pension fund management experience. It is a balanced-type fund emphasizing asset allocation functions, utilizing not only traditional assets but also alternative assets to enhance diversification effects and pursue high risk-adjusted performance."

The ‘Mirae Asset Didim All-Weather TRF’ allows for more active investment with a higher equity allocation compared to existing balanced-type asset allocation funds. Following last year’s revision of the retirement pension supervisory regulations, the maximum equity allocation for funds eligible for 100% investment in retirement pensions expanded from 40% to 50%. Accordingly, the ‘Mirae Asset Didim All-Weather TRF’ is a fund that can be 100% invested in retirement pension accounts with a higher equity ratio than most previously launched balanced-type asset allocation funds.

Additionally, the ‘Mirae Asset Didim All-Weather TRF’ aims for lower volatility compared to global mixed portfolios to be used for long-term investment purposes. He stated, "I believe there are limitations to asset allocation using traditional methods. Since we cannot predict how financial market environments will change in the future, we prepared this product as a means that can sufficiently respond and be reflected in the management strategy."

To this end, it is designed with a fund-of-funds structure that directly invests in existing Mirae Asset master funds. It plans to respond to market conditions through asset allocation via various Mirae Asset master funds including stocks, bonds, real estate, and commodities. He emphasized, "The fund-of-funds is structured with three master funds to ensure effective asset allocation."

The target annual return for Mirae Asset Didim All-Weather TRF is 4.5% to 6.5%. Sujin Son said, "The Mirae Asset Didim All-Weather TRF is a product launched for pension investors aiming for long-term investment by performing asset allocation through the fund and rebalancing according to market conditions. As it is a fund that pursues steady returns relative to volatility, we expect it to contribute to the growth of pension assets."