Suncheon-si Expands 'Citizen Safety Insurance' for All Residents

New Coverage for Drowning, Agricultural Machinery, and Silver Zone Traffic Accidents Established; Increased Coverage Limits for Public Transportation Injury Sequelae

[Suncheon=Asia Economy Honam Reporting Headquarters Reporter Lee Hyung-kwon] Suncheon City in Jeollanam-do announced on the 7th that it will expand the coverage of the ‘Citizen Safety Insurance,’ which allows any citizen to receive insurance benefits in case of sudden accidents, and will implement it starting from the 10th.

‘Citizen Safety Insurance’ is a system where Suncheon City fully covers the insurance premiums for all citizens residing in Suncheon (including registered foreigners), enabling citizens who suffer personal injury from disasters or various accidents that may occur in daily life to receive insurance benefits.

There is no separate subscription application process; anyone registered as a resident in Suncheon is automatically enrolled, and overlapping coverage is possible regardless of personal indemnity insurance subscriptions.

The coverage includes ▲death from natural disasters (including heatstroke and sunstroke) ▲death and permanent disability from explosion, fire, collapse, and landslide injuries ▲death and permanent disability from injuries while using public transportation (including charter buses) ▲death and permanent disability from robbery injuries ▲death from drowning accidents ▲death and permanent disability from agricultural machinery injuries ▲school zone traffic accident injury treatment costs ▲death from sinking accidents ▲burn surgery costs ▲public transportation injury treatment costs (including charter buses, excluding taxis) ▲injury medical expenses support (drowning, agricultural machinery, falls, fire, slip and fall accidents) ▲silver zone traffic accident injury treatment costs. In the event of death or permanent disability, coverage is up to 20 million KRW depending on the item, and injury medical expenses for drowning, agricultural machinery, falls, fire, and slip and fall accidents are covered up to 2 million KRW.

In particular, this year, the city newly established four coverage items: death from drowning accidents, death and permanent disability from agricultural machinery injuries, and silver zone traffic accident injury treatment costs. Three items?permanent disability from explosion, fire, collapse, and landslide injuries; permanent disability from injuries while using public transportation (including charter buses); and permanent disability from robbery injuries?had their coverage limits raised to 20 million KRW. The coverage scope was also expanded to include compensation for slip and fall accidents. However, diagnosis of heat-related illnesses was excluded from the coverage.

Insurance claims can be made within three years from the date of the accident. When a claim event occurs, the insured or legal heirs can submit a claim form and related supporting documents to the insurance company. After investigating the damage, insurance benefits can be paid according to the assessed amount.

A representative from Suncheon City’s Safety General Division stated, “Citizen Safety Insurance will serve as a minimum social safety net that allows vulnerable groups who find it difficult to prepare personal insurance to receive compensation for damages from unexpected accidents or disasters. We will continue to create a safe urban environment to protect citizens’ lives and property and ensure that citizens can live with peace of mind.”

For more details, contact the Suncheon City Citizen Safety Insurance Integrated Call Center or the Suncheon City Safety General Division.

Meanwhile, last year, 146 citizens in Suncheon City received benefits from the Citizen Safety Insurance, confirming a higher beneficiary rate compared to other local governments.