Lina Life Launches Dental Insurance with Expanded Implant Coverage for Seniors

Lina Life Insurance has launched the 'Silver Dental Insurance' product, which strengthens coverage for prosthetic treatments such as implants to treat periodontal disease in the elderly.

[Asia Economy Reporter Oh Hyung-gil] LINA Life Insurance has launched a dental insurance policy that strengthens coverage for prosthetic treatments such as implants to treat periodontal disease targeting the elderly.

'THE Dundeunhan Silver Dental Insurance' is characterized by having developed implant coverage tailored specifically for senior customers.

Instead of providing high coverage for initial implant treatments, the structure increases coverage amounts starting from the third implant treatment onward, allowing long-term implant treatment coverage with a low insurance premium burden.

Prosthetic treatments such as dentures, bridges, and implants after tooth extraction are covered under the main contract, and crown treatments can be added as an optional rider. Coverage for permanent tooth extraction, periodontal disease treatment, intraoral radiography, and panoramic imaging, which were covered under previous dental insurance policies, can also be added as optional riders.

Filling treatments are covered without limits on the number or treatment materials, dentures are covered once per year, and bridges and implants are covered up to three per year. The insurance premium for the main contract is 40,700 KRW for men and 34,600 KRW for women at age 65.

Lee Seung-yong, Director of Product Development at LINA Life Insurance, said, "This product was developed and launched to strengthen implant coverage for elderly customers and reduce the premium burden to improve practical accessibility." He added, "It will be a good opportunity for elderly customers who urgently need dental treatment but are worried about the high costs."