iM Asset Management's All Weather EMP Fund Surpasses 20 Billion Won, Chosen by the Pension Market

iM Asset Management announced on January 5 that the net asset value of the 'iM Asset Didim Dundeun EMP Securities Investment Trust (Mixed-Fund of Funds Type)', which is managed in collaboration with the robo-advisor specialist firm Uprise Investment Advisory, has surpassed 20 billion won.

93% of the fund's assets are composed of pension assets, making it possible for 100% inclusion in retirement pension (DC/IRP) accounts. Inflows from pension investors have continued to increase steadily. After surpassing 10 billion won in net assets in November 2024, the fund has continued to attract capital and has doubled in size. This demonstrates that its long-term asset management strategy and performance, even amid an uncertain financial market environment, have earned the trust of pension funds.

The fund's nature is further highlighted by its asset composition. An analysis of the fund's assets shows that 67% come from retirement pension accounts and 26% from pension savings accounts, with a total of 93% of the fund's assets related to pensions. This reflects the characteristics of pension funds, which prioritize long-term and sustainable performance over short-term gains.

Uprise Investment Advisory, which provides advisory services for the fund, is a robo-advisor specialist firm operating a retirement pension robo-advisor (RA) discretionary service. In December 2024, it was designated as an innovative financial service for retirement pension robo-advisor discretionary management by the Financial Services Commission, securing both expertise and institutional trust.

The iM Asset Didim Dundeun EMP Fund is based on the All Weather strategy of Ray Dalio (Bridgewater), widely used by global investors. With Uprise Investment Advisory's guidance, the All Weather strategy has been restructured into a 'Korean-style portfolio' tailored to the domestic investor environment and market characteristics. Based on this, the fund has continued to deliver consistent performance.

The iM Asset Didim Dundeun EMP Fund applies the Risk Parity asset allocation method, which distributes risk equally across four economic cycles (growth, recession, inflation, deflation) through two economic variables: 'growth' and 'inflation', based on Ray Dalio's All Weather strategy. The core of the All Weather strategy, the Risk Parity approach, is a system that adjusts asset weights using the volatility of each asset class. This strategy reduces dependence on any single asset, manages volatility across various economic environments, and seeks stable income streams, making it well-suited for long-term pension asset management.

The fund's performance supports this approach. It diversifies investments across 10 domestic and international ETFs, including stocks, bonds, commodities, and gold, and secures stability even during market downturns by including US long-term Treasuries and Treasury Inflation-Protected Securities (TIPS). As of the end of last year, the fund recorded returns of 5.55% over 3 months, 13.10% over 6 months, 14.54% over 1 year, 35.25% over 3 years, and 23.14% since inception. The fund has continued its upward trend this year, despite increased volatility.

After three years since inception, the fund's investment risk grade was downgraded from Grade 3 (Moderately High Risk) to Grade 4 (Moderate Risk) as of February 28 last year. This reflects not short-term volatility, but long-term performance and risk management capabilities, indicating that the fund's stability for pension management has been verified.

The fund is available through a total of 13 distribution channels, including iM Securities, Samsung Securities, Hana Securities, Korea Investment & Securities, Mirae Asset Securities, KB Securities, NH Investment & Securities, Woori Investment & Securities, Yuanta Securities, Daishin Securities, Kiwoom Securities, DB Securities, and Hyundai Motor Securities.

An iM Asset Management representative stated, "The iM Asset Didim Dundeun EMP Fund is a product that can be fully included in retirement pension and pension savings accounts," adding, "Given that the majority of actual funds are flowing into pension assets, it is clearly positioned as a pension management solution that pursues long-term and steady performance."

The representative further explained, "We will continue to strengthen our management capabilities so that pension investors can manage their assets stably without being swayed by market volatility in the future."