Powered by Member Trust: Saemaul Geumgo Unveils Formula for "Safe Growth"

Chairman Kim In Outlines New Blueprint for 2026 New Year’s Address
Focus on Soundness, Profitability, Win-Win Growth, and AI

Saemaul Geumgo is launching a full-scale "safe growth" strategy in 2026, positioning this year as a turning point by simultaneously advancing risk management and securing future competitiveness. Even amid an environment of high inflation and low growth, the organization aims to strengthen its fundamentals and reinforce its core mission as a financial cooperative connecting local communities and members.

Kim In, Chairman of the Central Association, delivers a New Year's greeting to the executives and employees of the National Credit Union Federation of Korea at the 2026 opening ceremony, outlining a new vision for 2026 centered on soundness, profitability, coexistence, and AI.

On January 2, Kim In, Chairman of the National Credit Union Federation of Korea, stated in his 2026 New Year's address, "Even in an environment of great uncertainty, we will seek the seeds of recovery and, based on the strength we have built up so far, move forward toward a brighter future together with our members."

Chairman Kim presented the following key principles for the new year: ▲ Strengthening risk management with a focus on soundness ▲ Establishing a stable and diversified profit structure ▲ Expanding region-based win-win management and inclusive finance ▲ Organization-wide adoption of future technologies.

First, the organization will reinforce its systems for preventing financial accidents and accelerate the resolution of non-performing loans. By focusing on sound household lending, Saemaul Geumgo intends to strengthen its management fundamentals. At the same time, it plans to broaden its revenue sources through business expansion and enhance support for individual credit unions to promote balanced growth across all Saemaul Geumgo branches.

The strategy for joint growth with local communities was also made clear. Through social contribution initiatives and inclusive finance, Saemaul Geumgo will actively support the solidarity-based social economy and expand its role as a key partner in resolving local issues.

Investment in technology for future competitiveness will also accelerate. By building an AI-based work environment and infrastructure to increase operational efficiency, and by advancing customized financial services tailored to local characteristics, Saemaul Geumgo plans to gradually realize productive finance and social value.

Chairman Kim emphasized, "2026 will be the year when Saemaul Geumgo is reborn as a stronger and more resilient organization," adding, "We will respond to the trust and support of our members with richer and more diverse benefits."

Meanwhile, Chairman Kim attended the "2026 National Credit Union Federation of Korea Opening Ceremony" held at MG Hall in Samseong-dong, Gangnam-gu, Seoul on the morning of January 2, where he joined executives and employees in pledging a vigorous start to the new year.