Kim Kyunghwan, President of Korea Housing Finance Corporation, “Achieving Housing Stability for Citizens through Robust Inclusive Finance”

Advancing Policy Mortgages, Driving Digital Innovation, and Presenting a Vision for ESG Finance

Kim Kyunghwan, President of Korea Housing Finance Corporation (HF), expressed his commitment in the 2026 New Year’s address to actively implement “robust inclusive finance” that leaves no citizen behind.

President Kim emphasized that the corporation will move beyond a supplier-centered mindset and further strengthen its role as the leading housing finance institution that delivers services the public expects.

He stated that, first and foremost, policy mortgages will be supplied in a more sophisticated manner to provide practical assistance not only for low-income and genuine homebuyers but also for financially vulnerable groups. In addition, he announced plans to introduce new housing guarantee products tailored to the conditions of the rental market, and to expand the housing pension so that it can become a means of retirement security for more citizens, thereby contributing to housing stability for low-income households and revitalizing local economies.

He also clarified the direction for digital innovation. President Kim said that, based on the “Artificial Intelligence Transformation (AX) Strategy,” the corporation will realize intelligent work processes and significantly enhance customer convenience by advancing non-face-to-face channels, thereby providing differentiated digital financial services. He also urged employees to ensure thorough risk management and the protection of citizens’ information in order to secure the trust that underpins finance.

A vision for strengthening global competitiveness and expanding ESG finance was also presented. President Kim expressed his ambition to generate tangible results in international exchanges based on a global network, and to become a leading global ESG financial institution through the successful issuance of green covered bonds.

He further called on all employees to understand one another, fulfill their responsibilities, and embrace new challenges, embodying the unique spirit of Korea Housing Finance Corporation (HF), and to work together to realize housing happiness for the people.