6.78 Trillion Won in Saehimangholssi Loans Supplied in 2025
Ranks First Among Commercial Banks for Second Consecutive Year
Leads Inclusive Finance by Investing 3.5 Trillion Won to Expand Low-Income Loan Supply
Woori Bank announced on December 21 that it received the Financial Supervisory Service Governor's Award in the inclusive and mutually beneficial finance category at the "2025 Inclusive and Mutually Beneficial Finance Awards" hosted by the Financial Supervisory Service on December 19.
This award recognizes Woori Bank's achievements in expanding the supply of "Saehimangholssi" loans, a flagship financial product for low-income individuals, to support people and vulnerable groups facing difficulties due to high interest rates and an economic slowdown.
Last year, Woori Bank supplied a total of 637.4 billion won in Saehimangholssi loans, becoming the only commercial bank to exceed its supply target (101.8%). As of November this year, the bank has supplied 677.8 billion won, an 11% increase compared to the same period last year, ranking first among commercial banks in loan supply performance.
Additionally, Woori Bank is providing support from multiple angles to address financial blind spots. Efforts include: launching specialized new Saehimangholssi loan products (such as the Youth Leap Loan, Business Owner Living Expense Loan, and Win-Win All Care Loan); expanding the use of non-face-to-face loans based on the Woori WON Banking platform and improving accessibility through connections with external platforms; and broadening preferential interest rates for low-credit borrowers and interest rate reduction benefits for diligent payers. These practical support measures ensure that underserved groups can receive timely financial assistance.
A Woori Bank representative said, "Receiving the Financial Supervisory Service Governor's Award is a meaningful recognition of Woori Bank's efforts to serve as a reliable pillar of financial support for low-income individuals, even in a challenging economic environment. We will continue to expand inclusive finance for the financially vulnerable and take the lead in building a mutually beneficial financial ecosystem where everyone can grow together."
Meanwhile, Woori Financial Group plans to invest 80 trillion won over the next five years as part of the "Woori Financial Group Future Co-Growth Project," with 7 trillion won allocated to expanding inclusive finance. In particular, 3.5 trillion won will be used to expand the supply of loans for low-income individuals, fulfilling its social responsibility.
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