Highfunding Surpasses 10,000 Loan Products

- Achieved 1 Trillion Won in Cumulative Loans in Just 26 Months
Only One Loss Case, Fully Compensated by RMS Partner
- 10,000th Loan Customer: "Conveniently Purchased Desired Stocks at the Desired Time"

Highfunding (CEO Kang Byungsam), the leading domestic online investment-linked finance platform specializing in stock loans, announced that it recently presented a flight voucher worth 500,000 won to its 10,000th loan product customer in appreciation of their support.

Since launching its first product in September 2023, Highfunding has supplied a total of 10,000 stock purchase loan products within just 26 months, surpassing a cumulative loan execution amount of 1 trillion won and an outstanding loan balance of 400 billion won. This is considered an exceptionally rapid growth rate in the domestic online investment-linked finance market.

Highfunding’s stock purchase loan (stock loan) operates as a structure in which multiple individual and corporate investors pool their funds to provide leveraged stock investment capital to borrowers. The platform features a system that automatically triggers forced liquidation to minimize losses if the collateral ratio falls below a certain threshold (120-125%), thereby ensuring stability even in highly volatile markets.

Amid this year’s bullish domestic stock market, the number of customers leveraging Highfunding loans for leveraged investments has grown rapidly, and, in parallel, the profits of linked investors participating in Highfunding investment products have also expanded significantly.

The stability of Highfunding is based on a triple safety mechanism: strict collateral management, automatic forced liquidation, and a loss compensation structure with an RMS partner company. Since its launch, there has been only one case of a repayment shortfall after forced liquidation out of a total of 10,000 loan products and a cumulative loan amount of 1 trillion won. However, the partnered RMS company immediately compensated the entire principal and interest, so investors incurred no losses.

A Highfunding representative stated, "Strict risk management and the RMS compensation system have operated as intended, allowing investors to recover both principal and interest," and emphasized, "The fact that only one repayment shortfall case of about 27 million won occurred during the operation of 1 trillion won in loans over 26 months, and that it was immediately compensated by the RMS company, is empirical evidence of Highfunding’s structural stability."

Starting with the 10,000th customer event, Highfunding is preparing a customer appreciation program that will provide various benefits to every 1,000th customer going forward.

Kang Byungsam, CEO of Highfunding, stated, "Reaching the 10,000th loan product milestone is a result of our customers’ trust," and added, "We will continue striving to be the best online investment-linked finance platform where both leveraged investment customers and linked investors can participate with confidence."