Yuanta Securities Launches "Transfer Pension" Event for Pension Savings and IRP Accounts

Event for New and Existing Pension Account Customers
Available Until January 31, 2026

Yuanta Securities is launching the "Transfer Pension" event for pension account customers, including pension savings and Individual Retirement Pension (IRP) accounts, from November 3, 2025, to January 31, 2026.

Pension accounts are essential tax-saving products for retirement, offering tax deductions on contributions up to an annual limit of 9 million won (6 million won if only pension savings are contributed). The deduction rate is 16.5% for those with an annual total salary of 55 million won or less, or a comprehensive income of 45 million won or less, and 13.2% for those exceeding these thresholds. Additionally, if funds from a matured intermediary-type ISA are deposited into a pension account, an extra tax deduction of 10% of the deposit amount, up to a maximum of 3 million won, can be received.

In particular, under the "Tax Deduction Conversion Special Provision," minor customers who become adults and begin earning income can retroactively apply tax deductions to past contributions. This allows parents to utilize tax-saving and gift-type pension accounts in their children's names.

This event has been organized to help pension asset investors manage their assets more flexibly and strengthen their long-term investment foundation. New customers can participate with small contributions and receive benefits, while existing customers are eligible for various rewards based on the amount of asset transfers. For minor customers, double benefits are offered to further enhance satisfaction.

First, to make it easier to start pension investing, new pension savings customers who contribute at least 100,000 won or new IRP customers who contribute at least 10,000 won during the event period will each receive two coffee vouchers. Minor customers who sign up and contribute to pension savings will receive four vouchers as a double benefit.

There is also a net deposit reward event for existing pension account customers. Depending on the contribution bracket, pension savings accounts can receive up to 2 million won, and IRP accounts up to 20,000 won in department store gift certificates, starting from a minimum reward of 10,000 won. (For detailed conditions by account type, refer to the event page.) Transfers from pension accounts at securities firms, banks, and insurance companies, as well as deposits of matured intermediary-type ISA funds, are recognized at twice their value, and the net contribution amount for minors’ pension savings is also doubled.

Finally, for customers with consistent investment habits, those who set up and successfully complete at least 10 stock accumulation transactions of at least 5,000 won each in their pension savings account using T-RaderM (MTS) for over a year will receive a 5,000 won department store gift certificate. Additionally, customers who make net fund purchases of 10 million won or more in their IRP account will receive a 10,000 won department store gift certificate.

Shin Namseok, Head of the Retail Business Division, said, "With the year-end tax-saving season approaching, we have prepared this event to help customers strengthen their long-term asset management base while enjoying tax benefits. We hope that both your child's pension and your own future pension will be with Yuanta Securities, your reliable financial partner for today and tomorrow."

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The "Transfer Pension" event can be joined by applying through T-Rader (HTS) or T-RaderM (MTS), and benefits can be received cumulatively according to each condition. For more details, please visit the website or contact the customer center.

If you do not have an account, you can open one through T-RaderM without visiting a branch. For minors, if the legal guardian prepares a mobile phone in their own name and a physical or mobile ID card (resident registration card or driver's license) in advance, it is possible to open an account for a minor child.