IBK Asset Management Launches IBK Next-Day Withdrawal Ultra-Short-Term Bond Fund

On September 12, IBK Asset Management announced the launch of the "IBK Next-Day Withdrawal Ultra-Short-Term Bond Securities Investment Trust [Bond]," a fund designed to minimize interest rate fluctuation risk while pursuing stable returns.

The fund generates returns even after just one day of deposit, and investors can withdraw their funds the next day after submitting a redemption request (T+1), offering liquidity comparable to that of a money market fund (MMF). At the same time, it aims to deliver yields higher than those of regular time deposits. It is expected to be an attractive investment option for investors seeking effective management of short-term idle funds.

The core management strategy of the IBK Next-Day Withdrawal Ultra-Short-Term Bond Fund is to keep the duration (weighted average maturity) short, at around 0.5 years, thereby minimizing the risk of asset value fluctuations due to interest rate changes. To achieve this, the investment portfolio is primarily composed of high-quality domestic bonds with short maturities, commercial papers (CP), and electronic short-term bonds. By investing in bonds rated A- or higher and commercial papers and short-term bonds rated A2- or higher, the fund has minimized credit risk.

Amid increasing interest rate volatility, the amount of short-term idle funds has been rising as investors struggle to find suitable investment destinations. The IBK Next-Day Withdrawal Ultra-Short-Term Bond Fund is presented as the optimal solution to meet investor demand. With no redemption fees, investors can freely deposit and withdraw funds as needed, making it suitable for managing surplus funds.

IBK Asset Management pursues differentiation by prioritizing portfolio stability through rigorous credit analysis and risk management strategies.

Park Jehyeon, Executive Director of Channel Marketing at IBK Asset Management, stated, "As uncertainty in the investment environment increases, investor demand for both stability and liquidity is higher than ever. The IBK Next-Day Withdrawal Ultra-Short-Term Bond Fund will set a new standard for short-term fund management as a product that meets market needs."