KB Asset Management Holds Retirement Pension Seminar... Introduces Stable Withdrawal Strategies

KB Asset Management announced on the 11th that it successfully held a retirement pension strategy seminar for retirement pension service providers at the Westin Chosun Hotel in Jung-gu, Seoul on the 10th.

The seminar, held under the theme "Solving the Cash Flow Puzzle After Retirement," was designed to share strategies for transitioning retirement assets from the 'accumulation' phase to the 'withdrawal' phase. In the first session, Yuk Donghwi, Head of the Pension WM Division at KB Asset Management, emphasized the importance of comprehensive pension solutions throughout one's life and explained systematic pension planning from the beginning of one's career through post-retirement.

KB Asset Management offers a variety of life-cycle-based pension investment solutions, including the KB On-Gukmin Fast Start Target Asset Allocation Fund, the KB On-Gukmin Dynamic TDF Series, and the KB On-Gukmin Lifetime Income TIF Series. The total assets under management for KB Asset Management's pension investment solutions amount to approximately 1.8 trillion KRW.

In the second session, Cha Hyunwoo, Head of the Pension Marketing Department at KB Asset Management, shared the results of a survey conducted with 1,000 customers aged 40 and above, and introduced current trends in retirement pension utilization as well as customer needs for withdrawal-phase products.

The final session was led by Ryu Beomjun, Head of the Global Multi-Asset Division at KB Asset Management. Ryu explained withdrawal-phase strategies and product portfolios, focusing on the "KB On-Gukmin Monthly Lifetime Income" fund, and presented design approaches that pursue both stable cash flow and asset preservation.

With growing interest in managing retirement assets due to an aging population and increased life expectancy, this seminar is being evaluated as having provided practical assistance to both retirement pension service providers and subscribers by introducing the advantages of pensions, efficient asset allocation methods, and real-world case studies.

Yuk Donghwi, Head of the Pension WM Division at KB Asset Management, stated, "A stable withdrawal strategy after retirement is one of the key challenges for retirement pension subscribers," adding, "I hope this seminar serves as an opportunity to find answers for the era of retirement pension withdrawals."