Kiwoom Asset Management Launches Kiwoom KiwoDream TDF 2065 Series

Kiwoom Asset Management announced on July 1 that it has newly launched the "Kiwoom KiwoDream TDF 2065" series, the first product in Korea targeting retirement in 2065.

The Kiwoom KiwoDream TDF 2065 is the longest-maturity, high-vintage product among TDFs currently available on the market. It is designed primarily for ultra-long-term investors such as people in their twenties who are just starting their careers. The product targets investors seeking to maximize the benefits of long-term compound interest, as well as those interested in aggressive asset allocation strategies.

Under the retirement pension system, combining 70% risk assets and 30% TDF 2065 in a DC or IRP account allows for the most aggressive investment portfolio within a retirement pension account. This can be an optimal investment alternative for investors pursuing high long-term returns.

While TDFs with a 2065 vintage already exist in the United States, this is the first time such a vintage has been launched in Korea. By doing so, Kiwoom has significantly expanded the vintage spectrum of the Korean TDF market.

Since 2018, Kiwoom Asset Management has led the domestic TDF market, managing TDFs from the early days to the present. Kiwoom operates the "Kiwoom KiwoDream TDF" series in five-year increments from 2025 to 2060. By establishing the first and highest-vintage TDF 2065 among domestic TDFs, Kiwoom provides retirement pension solutions that meet the needs of investors of all ages.

As a product designed for long-term investment over more than 40 years, minimizing investment costs is a key feature of the TDF 2065. The "Kiwoom KiwoDream TDF" mainly pursues a highly diversified investment strategy by carefully selecting outstanding ETFs from around the world, thereby minimizing costs. The company selects optimal ETFs from global asset managers such as BlackRock, Vanguard, JPMorgan, and Invesco, based on a comprehensive evaluation of returns, costs, and liquidity.

The Kiwoom KiwoDream TDF 2065 offers both a currency-hedged (H) sub-fund and an unhedged (UH) sub-fund, allowing investors to choose according to their preferences regarding currency risk. The H type minimizes currency risk through 60-100% currency hedging, while the UH type seeks opportunities for currency gains by not hedging.

A representative from Kiwoom Asset Management stated, "TDF 2065 is the product with the longest investment period in Korea, enabling investors to fully leverage the benefits of compound interest. It will help not only young professionals but also investors of all ages seeking aggressive investment to build long-term wealth."