Mirae Asset Securities Achieves 45 Trillion KRW in Pension Assets... No.1 in Retirement Pension Industry

Mirae Asset Securities has solidified its position as the leader in the securities industry by surpassing 45 trillion won in pension assets.

On the 19th, Mirae Asset Securities announced that its pension assets (retirement pension + personal pension) reached 45 trillion won last month. This marks an increase of 5 trillion won in just four months, following the industry-first milestone of 40 trillion won recorded in early November last year.

Specifically, retirement pensions (DB, DC, IRP) amounted to 30.7 trillion won, continuing steady growth after becoming the first in the securities industry to exceed 30 trillion won. Personal pensions were recorded at 14.4 trillion won.

As of the fourth quarter of last year, Mirae Asset Securities’ retirement pension reserves reached 29.1943 trillion won, ranking first in the securities industry. During the same period, the increase in defined contribution (DC) and individual retirement pension (IRP) reserves was about 2 trillion won, the largest among all 42 operators. Since the introduction of the retirement pension asset transfer system, more than 800 billion won (as of March 7 this year) has been transferred to Mirae Asset Securities.

The returns are also excellent. The one-year IRP return rate was 12.48%, ranking first across the entire industry (banks, securities, insurance), and the DC-type retirement pension posted a 12.17% return, leading the securities industry. Mirae Asset Securities explained that this result comes from managing returns stably from a long-term perspective through appropriate asset allocation and regular rebalancing, even in a highly volatile market environment, beyond simple return competition. DC and IRP also ranked first in long-term returns over 5 years (DC 5.55%, IRP 5.66%), 7 years (DC 4.43%, IRP 4.45%), and 10 years (DC 4.00%, IRP 3.93%).

This achievement by Mirae Asset Securities is the result of adopting a global asset allocation strategy optimized for long-term investment. Since pensions must be managed over the long term until after retirement, a stable asset allocation strategy is essential. Mirae Asset Securities is promoting rebalancing that diversifies investments from the traditional US-centered portfolio to include the US, China, and India. The US is the global center of finance and trade, China is recognized as an innovative market integrating artificial intelligence (AI) technology into various industries, and India is expected to maintain the highest growth rate among major economies. A Mirae Asset Securities representative explained, "Reflecting these global market trends, we provide customer-centric investment portfolios to minimize risks concentrated in specific regions or industries and maximize the growth potential of customer assets."