Holding 'AA+' Credit Rating... Stable Operation Possible
Samsung Securities announced on the 22nd that the company-supported personal pension fund surpassed 1 trillion won as of April 4th.
'Company-supported personal pension' is a welfare benefit system recently increasing in adoption, where companies regularly contribute a certain amount monthly, quarterly, or annually to employees' personal pension (pension savings) accounts as part of employee welfare programs.
Although the support methods and levels vary by company, the system operates in various structures such as a 1+1 method where a certain amount is deducted from employees' monthly salaries and the company matches that amount, or a method where support is provided as a lump sum at the end of the year proportional to the annual salary.
With the rapid progression of population aging and the growing necessity and interest in private pensions, many companies are participating to support employees' stable retirement life.
Samsung Securities holds an 'AA+' credit rating, providing the advantage that customers can manage their personal pensions stably. Samsung Securities offers a pre-tax annual yield of 3.4% (as of the end of March 2024) through automatic MMF (Money Market Funds) purchases even if only cash is deposited into the personal pension savings account.
Additionally, a dedicated hotline for company-supported pension consultations is operated to support consultations for companies and their pension-enrolled employees. The 'company-supported personal pension' dedicated email and consultation phone number, as well as pension consultation services by PBs who have specialized in pension and asset management for over 10 years, are provided through the Samsung Securities Pension Center.
Furthermore, Samsung Securities offers various content related to pension systems and recommended products through its official YouTube channel 'Samsung POP.' In particular, YouTube live seminars and offline pension seminars have received high customer satisfaction. Various additional services such as health checkup discounts and duty-free shop grade upgrades are also provided.
Convenience has been enhanced by providing a one-stop service from employee account opening to transfer application and payment through company-specific dedicated pages, which has increased satisfaction among corporate practitioners and employees.
However, investors should note that financial investment products may result in principal loss, and past performance does not guarantee future returns.
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