"Preferential Interest Rates for Multiple Children"... Hana Financial Group Promotes Low Birthrate Coexistence Finance

Special Savings Account Offering Up to 4.0%P Preferential Interest Rate for Multi-Child Customers
Loan Interest Rate Reduction Also Available... Exclusive Card Products Introduced

Hana Financial Group will provide various financial benefits, including preferential interest rates for families with multiple children.

Hana Financial Group announced on the 4th that it will promote the 'Multi-Child Preferential Win-Win Finance' program to overcome the low birthrate issue.

This is the first program of the 'Hana Life Journey (人生旅程) Project,' which includes comprehensive support measures covering the entire life journey?from marriage, pregnancy and childbirth, balancing work and childcare, housing stability, to silver care?in order to overcome the ultra-low birthrate and aging society.

First, Hana Bank will launch a new financial product called 'Hana I-Kium Savings' this month for parents raising (or planning to raise) two or more children. It is a one-year installment savings account with a minimum deposit of 10,000 KRW and a maximum of 300,000 KRW. The basic interest rate is 2.0%, with preferential interest rates of up to 4.0 percentage points through child-rearing allowance receipt, an additional 1.0 percentage point for families with two minor children under 19 years old, and a special rate of 2.0 percentage points for families with three or more children, resulting in a maximum preferential interest rate of 8.0% per annum (before tax).

Additionally, Hana Financial Group plans to reduce loan interest rates for multi-child families who are applying for new or renewing housing mortgage loans and jeonse (key money deposit) loans. Except for some products such as contracted loans, for housing-related loans, the interest rate will be reduced by 0.2 percentage points if the housing area is 85 square meters or less and there are two minor children under 19 years old, and by 0.4 percentage points for families with three or more minor children regardless of the housing area.

Hana Card, an affiliate, will also introduce a new card product to support infertility and childbirth. It plans to offer up to a 10% discount on payments made at hospitals/pharmacies, drugstores, affiliated travel services, and leisure-related merchants (with discounts ranging from 10,000 to 15,000 KRW per category, up to a maximum of 100,000 KRW). In the future, discount benefits will be added for household and interior services needed before and after childbirth, as well as health management and screening services.

Each affiliate will also engage in various donation activities. Parents who subscribe to the 'Hana I-Kium Savings' through the Hana One Q application and agree to the 'Child Future Guardian Pledge' will prompt Hana Bank to donate 10,000 KRW per account to support infertile couples. Hana Securities will also donate part of the profits generated from the sale of 34 ESG (Environmental, Social, and Governance) funds. The donations will be used for funds aimed at solving the low birthrate problem.

Ham Young-joo, Chairman of Hana Financial Group, stated, "The low birthrate issue is a social problem that finance must consider together and one of the key agendas that finance should proactively lead. We will continue to make our best efforts to provide customers with genuinely necessary support through the development of customized products and financial support covering the entire life journey of individuals."