A Reliable Additional Pension... Book 'The Secret of REITs' Published

[Asia Economy Reporter Minji Lee] FnGuide announced on the 14th that Seowonhyung, Director at Mirae Asset Securities, has published the book "The Secret of REITs - A Reliable Another Pension." Director Seo has been engaged in IB (Investment Banking) work in the securities industry for 28 years and holds a Ph.D. in Real Estate from REITs (Real Estate Investment Trusts).

The author introduced that the book was published to help both individual and professional investors easily access REITs during a period of rising interest rates and to provide a proper understanding of REITs. He is also the only Ph.D. in real estate in the domestic IB industry who earned his degree through REITs.

This book contains information on the status of major overseas REITs and domestic REIT investment status by region, and is composed of six parts in total. It includes the basic concepts of how REITs are created and a map of REIT investment buildings by major hubs, allowing general investors who are not familiar with REITs to understand at a glance.

In the book, the author states three reasons why high profits can be earned through REIT investment. First, if the dividends generated from the investment amount in REITs are compounded, one can accumulate 40.98% more than with pension insurance. Also, assuming the same amount as pension dividend resources, pension insurance shows a dividend rate of about 4.3% at the time of pension receipt, but REITs can achieve a 6% dividend rate, resulting in more than 10% higher returns than pension insurance. Lastly, while pension insurance principal and pension disappear after the pension receipt period ends, the principal and dividends of REITs do not disappear.

In particular, the author argued that investing in REITs listed on the stock market allows investors to gain both capital gains and relatively high dividend yields. Since they are traded like regular stocks, investors may incur trading losses, but these issues can be resolved through long-term investment, and investing when stock prices are low can actually increase dividend yields.

Director Seo said, "Investing in REITs at times like this can yield an annual return of around 9%," adding, "REITs are better investment products than bank fixed deposits and most pension products."

Publisher FnGuide explained, "Attention should be paid to the 'monthly dividend portfolio,' which invests a certain amount in listed REITs with different dividend cycles," and added, "This is a must-read for readers interested in stock investment or those who want to receive even a little more pension."