This Year's Credit Card Keyword is 'NOMAD'... "Aim for Unconditional and Easy Payment Benefits"

All Franchise Stores, Easy Payment, Mileage, Refueling, Delivery
Keywords Selected by Card Gorilla This Year

[Asia Economy Reporter Ki Ha-young] This year, the credit card keywords selected are 'all merchants, easy payment, mileage, fuel, delivery.' If you have not yet decided on your main card, referring to these may help in choosing a card.

According to Card Gorilla, the largest domestic credit card platform, on the 8th, the keyword for this year's credit cards was chosen as 'NOMAD.' It stands for ▲No Limit (all merchants) ▲Online (easy payment and online shopping) ▲Mileage (airline mileage) ▲Auto (fuel and vehicle management) ▲Delivery.

The first keyword is 'all merchants.' Cards offering benefits at all merchants accounted for half of the top 10 credit cards in last year's year-end summary. The top card for this benefit is the 'Hyundai Card Zero Edition 2 (discount type).' This card offers a 0.7% discount at all merchants without any spending conditions and a 1.5% discount in daily life categories.

The second keyword is 'easy payment and online shopping.' The representative card is the 'Shinhan Card Mr. Life.' This card provides a 10% discount on online shopping from 9 PM to 9 AM as a night-time service. It also offers discounts on monthly bills (utilities), convenience stores, hospitals, and marts, making it a card specialized for single-person households.

'Airline mileage' was also selected as a credit card keyword this year. In airline mileage benefits, the 'Samsung Card & Mileage Platinum (Skypass)' ranked first. It offers basic mileage accumulation of 1 mile per 1,000 KRW spent at all merchants, plus special mileage accumulation of 2 miles per 1,000 KRW in daily life areas such as department stores, gas stations, cafes, convenience stores, and taxis.

With restrictions on outdoor activities and rising oil prices, 'fuel and vehicle management' was also chosen as a keyword this year. The top card in this category is 'Shinhan Mr. Life,' which won two crowns following online benefits. This card offers a 60 KRW discount per liter at the four major oil companies on weekends, covering gasoline, kerosene, and diesel.

The last keyword is 'delivery.' Due to social distancing limiting dining out, the popularity of delivery benefits is expected to continue this year. Among cards with delivery app benefits, 'NH Nonghyup Flex' ranked first. It offers a 10% billing discount when paying over 15,000 KRW per transaction on Baedal Minjok and Yogiyo.

Go Seung-hoon, CEO of Card Gorilla, explained, "Not only traditional popular benefits such as all merchants, fuel, and airline mileage, but also easy payment, online shopping, and delivery benefits have emerged as major keywords as consumer needs surged due to COVID-19."

Meanwhile, the top cards for each keyword were selected from last year's Gorilla Chart Top 100, excluding discontinued cards with the corresponding benefits. The Gorilla Chart is a popularity ranking based on the number of views and application conversions for each credit card product aggregated on the Card Gorilla website (PC and mobile integrated).