Mirae Asset Life Launches 'Comprehensive Healthcare Insurance' with Customizable Plans

Mirae Asset Life announced on the 27th that it has launched the 'Healthcare Comprehensive Protection Insurance,' which allows customized coverage design using three main contracts and 111 special contracts.

[Asia Economy Reporter Oh Hyung-gil] Mirae Asset Life Insurance announced on the 27th that it has launched the 'Healthcare Comprehensive Protection Insurance,' which allows customers to design customized coverage using three main contracts and 111 special contracts.

The main contracts are divided into a non-renewable basic type that covers general death, a type without surrender value, and a renewable type that covers accidental death.

The special contracts consist of 52 non-renewable types, 58 renewable types, and premium waiver riders, totaling 111 types, enabling optimized coverage design according to the customer's financial situation. However, if the main contract is renewable, the special contracts are also composed as renewable types.

In particular, sufficient coverage can be prepared for cancer, brain, and cardiovascular diseases. It is possible to add coverage for specific sites closely related to general cancer diagnosis benefits. For example, while preparing general cancer diagnosis benefits through a cancer diagnosis rider, additional diagnosis riders for lung and laryngeal cancer, stomach and esophageal cancer, liver and pancreatic cancer, etc., can be added. Coverage for high-cost treatments such as targeted anticancer drug approval treatment and proton radiation therapy for cancer can also be selected.

Diagnosis benefits for various diseases such as shingles, gout, and glaucoma can also be prepared. Customers can apply designs that fit their situation through various plans recommended by Mirae Asset Life Insurance.

Subscription is available from age 15 up to 75, and if the monthly premium is 30,000 KRW or more, healthcare services related to cancer, cerebrovascular disease, and heart disease are provided. Regular health consultations are conducted for daily health management, and when necessary, support for health checkup planning and reservations is provided. After diagnosis, if the insured is hospitalized or visits a general hospital, caregiver support or vehicle escort services are provided for a certain period.

Oh Eun-sang, Head of Product Development at Mirae Asset Life Insurance, stated, "As interest in healthcare increases, more consumers are systematically managing everything from prevention to insurance related to treatment," adding, "We planned this product to provide customized designs for customers considering optimized coverage so they can complete their own insurance."