[Seoul District News] Gangnam-gu Provides Emergency Support up to 1 Million KRW for COVID-19 Affected Small Businesses... Yeongdeungpo-gu Allocates 3.6 Billion KRW to Support SMEs... Seongbuk-gu Recruiting for Fair Trade Cafe... Guro-gu Recruiting 70 Small Business Stores for ‘Artterior Project’... Yongsan-gu Health Center Screening Clinic to Operate Heatwave Rest Time Until August 13... Songpa-gu to Install 25 More School Zone Speed Enforcement CCTV... Dongdaemun-gu Recruiting Participants for ‘Digital Literacy Instructor Training Course’ from 26th... Gwanak-gu Launches Second Half ‘Recycling Activation Project’
Jung-gu Offers 20 Billion KRW Interest-Free Loans for One Year to Small Business Owners
[Asia Economy Reporter Park Jong-il] Jung-gu (Mayor Seo Yang-ho) announced that it has signed an agreement with the Seoul Credit Guarantee Foundation and Shinhan, Kookmin, and Woori Banks to provide emergency business stabilization funds to small enterprises and small business owners in the area who are struggling due to the prolonged COVID-19 pandemic. Interest-free loans (for one year) of up to 20 million KRW per business will be offered.
The district, together with Shinhan, Kookmin, and Woori Banks, contributed funds to the Seoul Credit Guarantee Foundation to establish loan guarantee resources and began supporting small business owners in the district. Shinhan Bank and Kookmin Bank are making their first contributions this year, while Woori Bank is entering its second agreement following its 2018 contribution for close regional economic support.
The target recipients are small enterprises and small business owners who have had a business location in Jung-gu and have been operating for more than three months, and who are eligible for guarantees from the Seoul Credit Guarantee Foundation (with a personal credit score of 595 or higher). However, businesses that have previously received guarantees related to other financial support such as the ‘Seoul City 4 No (無) Loans’ from the Seoul Credit Guarantee Foundation may face difficulties in receiving support depending on the screening results.
The total loan amount is 20 billion KRW, with a credit guarantee fee of 0.5% per year, a one-year grace period, and repayment in equal installments over four years, with up to 20 million KRW per business.
The district will cover the interest for one year from the loan date, after which a one-year variable interest rate of approximately 2-3% will apply. Seoul City will additionally support credit guarantee fees and compensate interest at 0.8% annually over the four-year repayment period to strengthen support.
Accordingly, businesses selected for the loan will benefit from exemption of credit guarantee fees, one year of interest-free loans, and low-interest rates ranging from 1.2% to 2.2% starting from the second year.
There are approximately 52,000 small business establishments in Jung-gu. This interest-free loan support will provide vital financial relief to about 1,000 businesses in urgent need of funding.
Applications will be accepted from July 26 until the 20 billion KRW fund is exhausted. Applications can be submitted at branches handling Jung-gu small business interest-free loan support among Shinhan Bank, Kookmin Bank, and Woori Bank within Jung-gu. ※ Branch information is available on the Jung-gu Office website’s announcement board.
Small enterprises and small business owners wishing to apply should visit the respective bank branch and submit the following documents:
▲ Copy of business registration certificate ▲ Copy of business and residential lease agreements ▲ Resident registration certificate ▲ Certificate of full payment of national and local taxes ▲ VAT taxable standard certificate (last 3 years) ▲ (If applicable) Financial transaction confirmation (for corporate loans exceeding 10 million KRW or use of household checking accounts) ▲ (If applicable) For corporations: corporate registration certificate, corporate seal certificate, shareholder list, articles of incorporation copy ▲ (If applicable) Vehicle registration or construction machinery registration for transportation businesses ▲ Other documents required by the bank.
Loan amounts vary by bank; for detailed inquiries, contact the respective bank branch in the district.
Seo Yang-ho, Mayor of Jung-gu, said, “We initiated this project to provide some support to small business owners who are facing unprecedented difficulties due to the prolonged COVID-19 pandemic. We will continue to offer multifaceted support so that small business owners do not lose hope and can overcome the current crisis and recover.”
Gangnam-gu Provides Emergency Support up to 1 Million KRW to Small Business Owners Affected by COVID-19
Gangnam-gu (Mayor Jung Soon-gyun) will accept applications for business stabilization funds for small business owners affected by the implementation of social distancing level 4 from July 26 to August 31.
The support targets small business owners whose main business is located in Gangnam-gu, who opened before March 31 this year, have annual sales under 1 billion KRW, and have fewer than five regular employees (fewer than 10 for mining, manufacturing, construction, and transportation industries).
Businesses with annual sales under 500 million KRW will receive 700,000 KRW, and those with sales between 500 million and 1 billion KRW will receive 1 million KRW if a sales decrease is confirmed. Businesses must be operating as of the announcement date, and industries restricted from receiving small and medium enterprise development fund loans, such as entertainment bars and real estate rental businesses, are excluded.
Applications can be made online or in person. Online applications start on July 26 via the Gangnam-gu Office website, where applicants must attach their business registration certificate and sales proof documents.
In-person applications begin on August 17 at the second annex basement level 1 of the district office. Applicants must bring ID, bankbook copy, business registration certificate, and sales proof documents and apply on the designated day according to the last digit of the representative’s birth year (5-day rotation system). Small business owners who received business stabilization funds in the first half of the year can apply by submitting only the application form without additional documents.
For more details, refer to the Gangnam-gu Office website or contact the Business Stabilization Fund Plus Call Center.
Yeongdeungpo-gu Releases 3.6 Billion KRW to Support Small and Medium Enterprises
Yeongdeungpo-gu (Mayor Chae Hyun-il) will provide loan support in the second half of the year through the Small and Medium Enterprise Development Fund to help alleviate financial difficulties faced by local small and medium enterprises and small business owners.
Following loan support in the first half of the year, the district will provide additional support of approximately 3.6 billion KRW in the second half to invigorate local businesses struggling financially due to the prolonged COVID-19 pandemic.
Eligible applicants are small and medium enterprises or small business owners registered in Yeongdeungpo-gu. If applications exceed capacity, priority will be given to businesses with factory registration in Yeongdeungpo-gu, businesses registered in Yeongdeungpo-gu with factory registration elsewhere in Seoul, and companies residing in the Yeongdeungpo-gu SME Startup Support Center.
The district plans to provide up to 200 million KRW per business for ‘general funds’ targeting SMEs in manufacturing, knowledge industries, and information and communication industries, and up to 50 million KRW for ‘small business support funds’ targeting self-employed and small business owners. However, businesses currently repaying loans from the Yeongdeungpo-gu SME Development Fund as of the announcement date, as well as those in luxury, entertainment, decadent industries, finance, insurance, real estate, and pension industries, are excluded.
Funds will be provided with a one-year grace period and four years of equal installment repayment. The district lowered the basic loan interest rate to 1.5% annually this year and will apply a low interest rate of 0.8% annually until December to ease the financial burden on local businesses affected by COVID-19.
Businesses wishing to apply should visit Woori Bank Yeongdeungpo-gu Office branch and Seoul Credit Guarantee Foundation Yeongdeungpo branch to confirm collateral capacity (real estate, credit guarantee) and then apply in person at the Yeongdeungpo-gu Office Job and Economy Division from July 26 to August 11.
The district will review documents and conduct on-site inspections for each applicant, and the Yeongdeungpo-gu SME Development Fund Operation Committee will finalize loan support amounts in August.
For more information, refer to the Yeongdeungpo-gu Office website or contact the Job and Economy Division.
Chae Hyun-il, Mayor of Yeongdeungpo-gu, said, “We hope that businesses affected by the prolonged COVID-19 pandemic will overcome financial difficulties through this loan support. We will do our best to prepare various support measures so that local SMEs and small business owners, the backbone of the local economy, can overcome this crisis.”
Seongbuk-gu Recruiting Fair Trade Fair Cafes
Seongbuk-gu (Mayor Lee Seung-ro) is recruiting ‘Seongbuk-gu Fair Cafes’ targeting local cafes to create a sustainable culture of ‘fairness’ together.
The recruitment period is from July 12 to August 6, 2021, and four cafes interested in stocking and promoting fair trade products will be selected on a first-come, first-served basis among approximately 400 cafes in the district.
Applications can be made via the poster QR code, Fair Round (Fair Trade Center) Facebook, Instagram, and other channels.
Seongbuk-gu Fair Cafes play a role in providing residents with easier access to fair trade products by promoting various fair trade products, publicizing fair trade values, and activating the local fair trade network through diverse projects.
Selected Fair Cafes will receive support for stocking fair trade products (such as coffee), fair trade coupon subsidies, active promotion through promotional materials and SNS uploads, and support for activating fair trade-related local networks within the cafes.
Lee Seung-ro, Mayor of Seongbuk-gu, said, “Cafes are not just places to sell coffee but spaces that create culture and connect people. We ask for active participation from passionate local cafes dreaming of a fair Seongbuk-gu.”
Gangseo-gu Recruiting Tenants for ‘Social Economy Integrated Support Center’
Gangseo-gu, Seoul (Mayor Noh Hyun-song) is supporting social economy enterprises by recruiting social economy companies and prospective entrepreneurs to move into the ‘Gangseo-gu Social Economy Integrated Support Center’.
The purpose is to provide low-cost or free office space to new companies and prospective entrepreneurs to help social economy enterprises stabilize during the early stages of business when capital is insufficient.
The recruitment targets five social economy enterprises and four prospective entrepreneurs aiming to transition into social economy organizations.
To be eligible for office space, social economy enterprises must be corporations established within five years as of the announcement date (July 26, 2021).
The facilities include offices of 32㎡ (approximately 10 pyeong) equipped with desks, drawers, cabinets, and basic office equipment.
Depending on office size, tenants pay a maximum total rent (loan fee) of 4,244,000 KRW for one year and an equivalent amount as a deposit. Social enterprises, social cooperatives, self-sufficiency enterprises, and village enterprises receive a 50% discount on deposit and rent.
Four prospective entrepreneur teams will be provided free incubating rooms equipped with desks, drawers, cabinets, and individual office spaces. These spaces are for prospective entrepreneurs planning to transition into social economy organizations within two years.
The tenancy period is two years for social economy enterprises and one year for prospective entrepreneurs, with possible extension up to one year through evaluation.
Applications must be submitted in person with related documents to the Gangseo-gu Job Policy Division by August 9.
More details and application forms are available on the Gangseo-gu Office website under ‘Notices/Announcements’.
After first document screening and second face-to-face interviews, final results will be announced on August 25. Selected companies and entrepreneurs can move in starting October. For inquiries, contact the Gangseo-gu Job Policy Division.
Guro-gu Recruiting 70 Small Business Stores for ‘Artterior Project’
Guro-gu (Mayor Lee Sung) is recruiting 70 small business stores to participate in the ‘Our Neighborhood Store Artterior Support Project’.
Guro-gu announced on the 26th that the project aims to revitalize the local commercial district, which has been economically challenged due to the prolonged COVID-19 pandemic, and strengthen the competitiveness of small business owners through store improvements.
‘Our Neighborhood Store Artterior’ connects small business owners with local artists to improve the interior and exterior of stores tailored to their characteristics.
Eligible stores are those located in Guro-gu with fewer than five regular employees, where customers visit to purchase goods or services. Stores with lease contracts shorter than six months, franchises, chain stores, entertainment businesses, or those participating in similar Seoul city projects are excluded.
Selected stores will receive up to 1 million KRW for design improvement materials and be matched with local artists for design support.
Main design improvements include ▲ interior and exterior space renewal (wall painting, window painting, wallpaper and furniture reform, etc.) ▲ display design (wall d?cor, showcase design, menu boards, etc.) ▲ artwork installation and exhibition (3D sculptures, paintings, etc.) ▲ product and printed material design (mugs, tableware, packaging, business cards, stickers, etc.) ▲ branding and marketing (logos, promotional posters), among others.
Small business owners wishing to apply should submit the application form, business participation qualification consent form, store lease contract, copy of business registration certificate, and other required documents in person to the Local Economy Division from July 27 to August 2. For details, refer to the district website.
Guro-gu will select stores through document screening in August and plans to recruit 20 local artists to participate in the project in September. Artists will receive staged activity fees totaling 5.4 million KRW.
Dongdaemun-gu Adds Temporary Screening Clinic at Hwigyeo Station Plaza from July 26
Dongdaemun-gu (Mayor Yoo Deok-yeol) has installed an additional temporary screening clinic at Hwigyeo Station Plaza starting July 26 in response to the recent surge in COVID-19 cases.
This brings the total number of temporary screening clinics to three: Cheongnyangni Station Plaza, Jangan Neighborhood Park, and Hwigyeo Station Plaza.
The Hwigyeo Station Plaza temporary screening clinic is located near Exit 1 of Hwigyeo Station. Anyone wishing to be tested can do so regardless of symptoms or epidemiological links. It operates from 9 a.m. to 6 p.m. on weekdays and 9 a.m. to 1 p.m. on weekends and holidays, with flexible adjustments depending on case trends and weather conditions such as heatwaves or typhoons.
Operating hours for the Cheongnyangni Station Plaza and Jangan Neighborhood Park temporary screening clinics have also been changed to match those of Hwigyeo Station Plaza: 9 a.m. to 6 p.m. on weekdays and 9 a.m. to 1 p.m. on weekends and holidays.
The Dongdaemun-gu Public Health Center screening clinic operates from 9 a.m. to 9 p.m. on weekdays and 9 a.m. to 6 p.m. on weekends and holidays.
During a morning inspection visit to the Hwigyeo Station Plaza temporary screening clinic, Mayor Yoo Deok-yeol said, “We installed this additional screening clinic at Hwigyeo Station Plaza to make testing more accessible to residents of Hoegi-dong, Hwikyung-dong, and Imun-dong, who had difficulty visiting the existing clinics due to distance. Given the serious spread of COVID-19, we will do our best to ensure more residents can safely and comfortably receive screening tests.”
Yongsan-gu Public Health Center Screening Clinic to Operate Heatwave Rest Periods Until August 13
Yongsan-gu (Mayor Sung Chang-hyun) has strengthened heatwave countermeasures at COVID-19 screening clinics to prevent heat-related illnesses amid ongoing hot weather.
From July 24, the public health center screening clinic adjusted its operating hours. Until August 13, it will operate from 9 a.m. to 12 p.m. on weekdays, followed by a rest period until 3 p.m., then resume operations until 9 p.m. (Disinfection time from 6 to 7 p.m. is excluded.) On weekends and holidays, it operates from 9 a.m. to 1 p.m., rests for two hours, then operates from 3 p.m. to 6 p.m.
Additional cooling equipment and supplies have been provided. Earlier this month, the district distributed necklace-type fans to screening clinic staff and added ice mufflers on July 22.
On July 15, four large fans were installed, and by the end of the month, three more large fans and one portable air conditioner will be purchased and installed.
Two temporary screening clinics (Yongsan Station and Hannam-dong public parking lot) have been equipped with two container air conditioners, refrigerators/freezers, three air conditioners for outdoor Mongolian tents, and seven fans. Staff have also been provided with ice vests, cooling cushions, necklace fans, and ice mufflers for personal use.
On July 20, 60 parasols were placed at the Yongsan Station temporary screening clinic for visitors to use and return voluntarily, and seven tents were newly installed as shade shelters for waiting lines.
Between July 21 and 23, two container units were added at Yongsan Station temporary screening clinic and one at Hannam-dong temporary screening clinic to allow administrative staff working in Mongolian tents to work inside containers.
Operating hours for Yongsan Station temporary screening clinic are 9 a.m. to 9 p.m. on weekdays and 9 a.m. to 1 p.m. on weekends. Hannam-dong temporary screening clinic operates from 9 a.m. to 5 p.m. on weekdays and 9 a.m. to 1 p.m. on Saturdays. Disinfection times (one hour each at lunch and dinner) are excluded.
Mayor Sung Chang-hyun said, “We are making multifaceted efforts to ensure the safety of medical staff, administrative personnel, and testees at screening clinics during the heatwave. We ask citizens to avoid rest periods at clinics and use the ‘Smart Seoul Map’ to visit during less crowded times.”
Seodaemun-gu Reopens 34 District-Run Senior Centers as Heatwave Shelters
Seodaemun-gu (Mayor Moon Seok-jin) reopened 34 district-run senior centers as heatwave shelters on July 26 in response to ongoing heatwaves.
Operating hours are weekdays from 1 p.m. to 5 p.m. Those who have completed their second COVID-19 vaccination can use the shelters even if 14 days have not passed since vaccination. However, only up to 50% of the facility’s capacity may be used, and the shelters operate solely as cooling centers without programs, eating, or cooking allowed.
The district requires each senior center president to ensure compliance with guidelines such as visitor logs, temperature checks, mask and hand sanitizer use, and regular ventilation.
Additionally, 14 locations including Seodaemun District Library, banks, and Saemaeul Geumgo branches reopened on July 26, and 26 locations including community centers, autonomous halls, and welfare centers reopened earlier on July 23.
Mayor Moon Seok-jin said, “Although shelter operations were suspended due to the social distancing level 4 in the metropolitan area, we decided to reopen them with strict quarantine measures to protect residents vulnerable to heatwaves.”
Songpa-gu to Install 25 More Speed Enforcement CCTV Cameras in School Zones
Songpa-gu (Mayor Park Sung-soo) announced on July 26 plans to install 25 additional speed enforcement CCTV cameras in school zones within the district by the end of the year.
Since the Road Traffic Act (Min-sik Act) was enforced in school zones on March 25 last year, Songpa-gu has been promoting the installation of speed enforcement CCTV to create safe routes for children going to and from school.
The district secured a budget of 790 million KRW for speed enforcement CCTV installation this year and plans to install and operate 25 cameras by year-end.
Starting with four cameras in 2019, 23 cameras were installed in 2020, and with the additional 25 this year, a total of 52 cameras will be in operation. Considering there are 40 elementary schools in the district, this means at least one to two cameras will be installed and operated at every elementary school (excluding complexes).
The district will also coordinate with Songpa Police Station to expand speed enforcement cameras at kindergartens and daycare centers without cameras and at existing locations needing additional cameras.
Earlier this year, to create a Songpa-gu free of child traffic accidents, the district installed solar LED signs around 29 schools including Gadong Elementary, 56 runway-style crosswalks at 18 schools including Aju Elementary, and the nation’s first ‘Songpa-type Smart Traffic Safety Keeper’ at Pungnap Elementary.
In the second half of the year, the district plans to implement various projects including designating three new child protection zones, installing sign block-type yellow carpets and yellow footprints at 11 schools including Gawon Elementary, establishing the ‘Songpa-type Smart Intersection System’ at Munjeong Elementary, creating safe back road school routes at Jamjeon Elementary, and developing a ‘real-time right-turn video alert system (tentative)’ at Bangsan Elementary. Installation work is scheduled to be completed by year-end.
Mayor Park Sung-soo said, “By continuously installing speed enforcement CCTV around elementary schools, we will more effectively encourage drivers to slow down and greatly contribute to child traffic safety. We will also proceed with child protection zone improvement projects without delay to create a safe traffic environment where children and parents can travel with peace of mind.”
Dongdaemun-gu Recruiting Participants for ‘Digital Literacy Instructor Training Course’ from July 26
Dongdaemun-gu (Mayor Yoo Deok-yeol) is conducting a ‘Digital Literacy Instructor Training Course’ to strengthen residents’ digital capabilities and build infrastructure.
Applications for the course will be accepted on a first-come, first-served basis starting July 26, with a capacity of 25 participants.
Applications can be submitted via the Dongdaemun-gu Lifelong Learning Center website (Program Registration → Lifelong Learning Center).
The course will be held 11 times from August 18 to September 9, covering topics such as ▲ online teaching methods ▲ creating PowerPoint lecture materials ▲ instructor image making ▲ roles and vision of instructors. Graduates will have the opportunity to obtain a professional digital literacy instructor certificate.
Mayor Yoo Deok-yeol said, “We hope many residents will show interest and participate in nurturing professionals who will lead the future of lifelong learning.”
For more information, contact the Dongdaemun-gu Lifelong Learning Center.
Gwanak-gu Accelerates Second Half ‘Recycling Activation Project’
Gwanak-gu (Mayor Park Jun-hee) is expanding its second half ‘Recycling Activation Project’ to increase recycling rates and reduce household waste.
In March, the district established and is implementing the ‘2021 Comprehensive Recycling Activation Plan,’ which includes installing transparent PET bottle smart collection bins, recycling ice packs, installing can and PET bottle smart collection bins, paper pack (cup) to toilet paper compensation, and on-site separation education for elementary, middle, high schools, and kindergartens.
In the second half, the district plans to expand the newly introduced ‘Ice Pack Collection Bins’ and the well-received ‘Can and PET Bottle Smart Collection Bins,’ and pilot the ‘Transparent PET Bottle Smart Collection Bins’ at 10 community centers.
In April, the district installed ‘Ice Pack Collection Bins’ at Boramae-dong and Jowon-dong community centers and has collected about 4,000 ice packs to date, which are cleaned, disinfected, and provided free of charge to local food manufacturers and restaurants.
Due to high resident approval for recycling discarded ice packs, additional bins will be installed and operated at Seonghyeon-dong community center and two large supermarkets (GS The Fresh Gwanak branch) in Cheongnyong-dong by August.
Additionally, ‘Can and Transparent PET Bottle Smart Collection Bins’ currently operated at Nakseongdae-dong and Daehak-dong community centers will be installed at Eunchon-dong and Sinwon-dong community centers by October.
These bins reward residents with points redeemable for cash when they deposit items into the machines, significantly improving recycling resource recovery rates and accessibility.
The newly introduced ‘Transparent PET Bottle Smart Collection Bins’ will be installed and operated at 10 community centers in August. After scanning the barcode on transparent PET bottles and depositing them, points are accumulated via a smartphone app and can be exchanged for mobile gift certificates for beverages, pizza, etc.
Collected transparent PET bottles are crushed and washed to be recycled into eco-friendly clothing and products. To this end, the district signed a business agreement in May with BYN Black Yak Co., Ltd. (CEO Kang Tae-seon) to establish a system for recycling transparent PET bottles into eco-friendly clothing and products.
The district is also promoting a ‘Separation Improvement Project’ for urban cleanliness and resource circulation in single-family housing areas. Starting August 1, it will pilot dedicated recycling bags by item and expand separation collection stands in Eunchon-dong and Sinsa-dong.
Dedicated recycling bags will be produced in three types (transparent PET bottles, vinyl, cans/bottles/plastics/paper) in 30L size and distributed free of charge. Separation collection stands will be available in 2, 3, or 4 compartments to fit building spaces.
Mayor Park Jun-hee said, “With the increase in single-person households and growing household waste, we will focus on improving separation culture to ensure smooth waste processing and increase recycling rates. We also ask residents to actively participate in recycling separation in daily life to create a clean Gwanak.”
Jongno-gu Offers ‘Make Your Own Clothes’ with a Sewing Artisan of 35 Years’ Experience
Jongno-gu (Mayor Kim Young-jong) is operating the ‘Level-Up Sewing Special Lecture’ in collaboration with Changsin Communication Workshop at the Ieumpium Sewing History Museum (26 Changsin 4-ga-gil) from July to September and is recruiting students.
This special lecture features a sewing artisan with 35 years of experience in Changsin-dong as the instructor, helping participants create unique, one-of-a-kind clothes. The program consists of two sessions per month; in July, summer clothing making was conducted on the 11th and 18th.
Upcoming sessions include making dresses on August 22 and 29, and long shirts on September 5 and 12.
Classes run from 2 p.m. to 4 p.m.
The program aims for small-group, intensive education and strictly follows COVID-19 prevention measures. It targets adults with sewing experience, and fees range from 30,000 to 50,000 KRW.
Those interested can apply by submitting an application form via Google Forms after referring to the Jongno Cultural Foundation website and paying the final tuition and material fees as instructed.
For more information, contact Changsin Communication Workshop by phone. Consultation is available Tuesday through Sunday from 10 a.m. to 7 p.m.
Changsin Communication Workshop is recognized as a living arts hub where anyone can learn and share cultural arts talents and create unique works that add special meaning to everyday life. Artists, village planners, and various residents conduct education, creation, exhibitions, performances, and festivals, contributing to building a cultural network in the area.
The Ieumpium Sewing History Museum, where the classes are held, was opened in 2018 through cooperation between Seoul City and Jongno-gu. The name ‘Ieumpium’ means connecting people like thread and needle joining fabric to create clothes, and also symbolizes communication and empathy blossoming like flowers.
Despite challenges such as declining price competitiveness, aging, and decreasing workforce, the museum re-discovers the value of active sewing artisans who demonstrate craftsmanship and excellent skills, highlighting the past and present of the sewing industry.
Mayor Kim Young-jong said, “This class offers a chance to glimpse the charm of the sewing industry representing the Changsin-Sungin area and to make your own clothes with a master artisan. We encourage many interested people to apply.”
© The Asia Business Daily(www.asiae.co.kr). All rights reserved.












