[Asia Economy Reporter Kiho Sung] Hana Bank announced on the 8th that it has launched the non-face-to-face mortgage loan product "Hana OneQ Apartment Loan," which allows customers to check loan eligibility within 3 minutes even without prior bank transactions.
Mortgage loans, which are often perceived as complicated due to complex regulations, can now be accurately checked for loan limits and interest rates through Hana Bank's smartphone banking app "Hana OneQ" using only the customer's mobile phone registered under their name and a joint certificate.
The loan can be used for all purposes, from home purchase funds to refinancing loans, with a maximum limit of 500 million KRW and a minimum annual interest rate of 2.808% (as of the 8th). The entire process from loan screening to execution is completed in one step.
A representative from Hana Bank's Future Finance Strategy Section stated, "This product was designed for the convenience of customers who find it difficult to visit the bank during business hours due to complex regulations," adding, "Through automated screening, we have implemented a fast and accurate one-stop process to save our customers' valuable time."
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