Samsung Fire & Marine Insurance Launches Simple 335-1 Yubyeongjangsu with Single Cancer Disclosure

Samsung Fire & Marine Insurance announced on the 2nd that it has launched a new health insurance product with simplified enrollment, "Simple 335-1 Yubyeong Jangsu."

[Asia Economy Reporter Oh Hyung-gil] Samsung Fire & Marine Insurance announced on the 2nd that it has launched a new health insurance product with simplified enrollment, 'Simple 335-1 Yubyeong Jangsu.'

If you do not fall under the categories of hospitalization, surgery, or need for re-examination within 3 months, hospitalization or surgery within 3 years, or cancer diagnosis, hospitalization, or surgery within 5 years, you can easily enroll in the insurance. Additionally, it is characterized by only checking for 'cancer' without requiring disclosure of other major diseases within 5 years.

The insurance covers diagnosis fees for cancer, cerebral hemorrhage, and acute myocardial infarction, and strengthens coverage for the three major diseases including targeted anticancer drug approval treatment fees, direct cancer treatment outpatient daily allowance (at tertiary hospitals), and outpatient daily allowance for the two major diseases (at tertiary hospitals). It also covers various common daily life risks such as fractures, burns, and cast treatment fees.

If 80% or more permanent disability occurs due to injury or illness, or if a diagnosis is confirmed for cancer (excluding carcinoma in situ), stroke, or acute myocardial infarction, future insurance premium payments are waived. Furthermore, if the 'Premium Refund Support (Payback)' rider is additionally purchased, the premiums already paid may be refunded upon occurrence of the premium waiver event.

Gwak Seung-hyun, head of the Long-term Product Development Team at Samsung Fire & Marine Insurance, stated, "In the era of Yubyeong Jangsu, where life expectancy is increasing due to advances in medical standards, we have expanded the enrollment scope so that more customers can easily enroll and receive insurance benefits. We will continue to strive to provide insurance that customers need."