[Asia Economy Reporter Kim Hyo-jin] Shinhan Bank announced on the 2nd that it will implement the 'Fixed Expense Monthly Payment Management' service, which checks unnecessary expenses based on customer data and provides effective financial solutions.
The Fixed Expense Monthly Payment Management service analyzes account transactions and card details from financial institutions registered by customers to review recurring monthly expenses such as communication fees, loan interest, academy fees, and automatic payments, enabling self-diagnosis and providing solutions such as communication fee recommendations, regular payment management, and discount card recommendations.
The Fixed Expense Monthly Payment Management service offers a comprehensive expense report through the flow of ▲My Account Report Summary ▲Regular Expense Analysis ▲Expense Management Solutions ▲Consumption Consulting Summary, allowing customers to check fixed expenses at a glance. Additionally, when unnecessary expenses are selected, it simulates the annual savings amount, enabling effective asset management by managing surplus funds that can be additionally saved.
Regarding representative fixed expenses such as communication fees, it recommends the most suitable communication plans based on data usage and call usage, guides how to cancel unnecessary automatic monthly payments that customers may not be aware of, and compares them with other similar services.
This service can be accessed through Shinhan SOL's 'MY Assets'.
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