Higher Dental Care Scores Mean Lower Premiums
LINA Life Insurance announced on the 5th that it has launched the "(Non-Participating) Direct Toss Healthy Life Dental Insurance (Renewable)" in partnership with the mobile financial platform Toss, which offers premium discounts based on a customer's dental care score.
The product proposes reasonable premiums according to the customer's dental care score and provides solid coverage from filling treatments to minor dental procedures.
It is also the first product to link the dental care score, one of the Healthy Life Scores (provided by Korea Credit Data) that can be checked in the Toss application, to premium discounts.
When subscribing through the Toss application, customers can save up to 13% on premiums for the initial contract depending on their score.
For filling treatments, it provides coverage without restrictions on materials or number of teeth, including gold or porcelain (130,000 won) and amalgam (10,000 won). For crown treatments, it pays 200,000 won per year for up to three crowns within two years.
The eligible subscription age ranges from 20 to 60.
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