Deposits Flow into Stock Market Amid KOSPI Rally... 'Money Move' Accelerates [3-Minute Brief]

[Quick Overview]
① Money moves in earnest as the KOSPI surges... Bank funds exodus accelerates
② Securities firms gearing up for the short-term note war... Fund management and risk control will determine the winner
③ "AI data centers emerging as key infrastructure to revitalize provincial cities"

MARKET INDEX

○ Heightened 'Sell America' concerns in the New York stock market as Trump threatens 'Greenland tariffs'

○ Financial markets experienced a simultaneous plunge in U.S. stocks and bonds right after 'Liberation Day' in April last year

○ Experts diagnose, "The situation is different from last April"... The incentive to reduce the proportion of U.S. assets remains

TOP 3 NEWS

■ "If you stay still, it's too late" Already 50 trillion won withdrawn... Bank funds 'exodus accelerates'

○ More than 50 trillion won has flowed out of the top five commercial banks in just 10 business days
○ Inflow of funds into the stock market accelerates as the KOSPI index hits an all-time high
○ Banks have no choice but to raise funds through bond issuance and other means... Profitability inevitably declines

■ [Short-term Note Challenge] Nine securities firms to compete within the year... More choices for investors

○ Seven securities firms have entered the market... Samsung and Meritz under review
○ Following Kiwoom and Hana, Shinhan will launch its first product next month
○ Attracting customers seeking short-term investments... Contract-based rates in the 3% range

■ "AI data centers should be seen as urban regeneration facilities in provincial cities"

○ The emergence of data centers is changing the real estate market
○ Big tech companies act as tenants, while private equity funds become asset owners
○ "An opportunity for urban regeneration in provincial cities by reusing infrastructure"

Graphic News: "Checkout counters are daunting" Consumers sigh... '76.7% increase' in shopping basket prices driven by high exchange rates

○ Out of 73 items in the price index, 56 have increased

○ This accounts for 76.7% of the total... The prolonged high exchange rate is the cause

○ Concerns that inflation may be reignited... Petroleum products are the key factor

Money-Making Law

■ The state can recover self-harm treatment costs from inmates

○ Self-harm while in correctional facilities, released after sentence completion
○ Rearrested three months later, government demands "return of treatment costs"
○ Supreme Court: "No need for further treatment for the same reason upon re-incarceration"
☞Read the article:  https://www.asiae.co.kr/article/lawtimes/2026011915270792570

■ Reporting illegal pre-sale rights transactions... Reward payments are at the discretion of local governments

○ Reports of illegal pre-sale rights transactions in the Seoul metropolitan area
○ Of 1,141 cases, 52 resulted in criminal convictions, and 85 million won in reward applications
○ Gyeonggi Province refused payment; Supreme Court: "Reward payments are at the discretion of local governments"
☞Read the article:  https://www.asiae.co.kr/article/lawtimes/2026011915271495999

■ Legislative risk on top of judicial risk

○ Responding to the Serious Accidents Punishment Act, Commercial Act, and Labor Union Act, among others
○ Companies are increasing risk management costs
○ Amendments to relevant laws proposed during ongoing trials
☞Read the article:  https://www.asiae.co.kr/article/lawtimes/2026011915272098945

※ 'Money-Making Law,' a content partnership corner between The Asia Business Daily and Law Times, is published every Tuesday and Thursday.

Today's Key Schedule

○ Domestic

KOSDAQ: Subscription for Deokyang Energen, planned offering price 8,500 to 10,000 won

○ Overseas

00:30 Canada Business Outlook Survey (Bank)

10:00 China People's Bank of China (PBoC) Loan Prime Rate (January)

16:00 Germany Producer Price Index (MoM) (December)

16:00 UK Employment Change 3M/3M (MoM) (November)

16:00 UK Unemployment Rate (November)

16:30 Switzerland Producer Price Index (MoM) (December)

17:30 Hong Kong Unemployment Rate (December)

18:00 Spain Trade Balance (November)

19:00 Germany ZEW Economic Sentiment Index (January)

◇ Lunchtime & Evening Commute Weather

○ Lowest temperature: -13℃ (▼10℃) ｜Highest temperature: -3℃ (▼3℃)
○ Precipitation probability: 20% in the morning｜0% in the afternoon
○ Fine dust: Good in the morning｜Good in the afternoon

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