Woori Bank Launches Expert-Recommended Retirement Pension Portfolio

From Accumulation to Withdrawal
Tailored Portfolios for Every Life Stage

Woori Bank announced that starting this year, it will launch the new "Expert Pick Portfolio" service to provide standardized model portfolios tailored to customers’ life stages and investment preferences.

The "Expert Pick Portfolio" service is designed for retirement pension subscribers, including Defined Contribution (DC) plans and Individual Retirement Pension (IRP) plans (both individual and corporate types). It provides monthly pension asset management strategies and portfolio operation updates. Customers can apply for the service through the "MY Retirement Pension Management" banner within the Woori WON Banking application. Depending on whether they purchase the expert-recommended portfolio, customers can choose between a subscription service and a sign-up service, both offered free of charge.

The service offers two types of portfolios. The "Accumulation Portfolio," suitable for the period before retirement when customers are building up their pension assets, consists of aggressive, active, risk-neutral, stability-seeking, and stable types. The "Withdrawal Portfolio," designed for the period after retirement when customers are receiving pension payments, includes risk-neutral, stability-seeking, and stable types. This allows customers to select a portfolio that best fits their asset-building stage or investment preferences.

A Woori Bank representative stated, "Retirement pensions require not just product recommendations but continuous management and customized operational strategies." The representative added, "Going forward, we will build a comprehensive pension management platform that ensures long-term customer satisfaction by enhancing our services with AI technology and expert-driven, customer-centric improvements."