Samsung Securities Ranks First in Returns for Non-Principal Guaranteed DC Retirement Pension

Samsung Securities announced on January 9 that, based on the Financial Supervisory Service's disclosure for the third quarter of 2025, it ranked first in returns (13.77%) among securities companies with defined contribution (DC) retirement pension principal non-guaranteed assets (3-year) exceeding 1 trillion won.

Among retirement pension investment assets, exchange-traded funds (ETFs) have gained popularity among investors, resulting in a high balance growth rate. As of the end of last year, ETF balances in DC and IRP accounts increased by 118% compared to the end of 2024, growing from 3.4 trillion won to 7.3 trillion won.

Samsung Securities is currently offering the "Retirement Pension ETF Accumulation" service to meet this growing demand for ETF investments.

The "Retirement Pension ETF Accumulation" service by Samsung Securities allows users to select their preferred stocks and make regular automatic purchases. In defined contribution retirement pension (DC) and individual retirement pension (IRP) accounts, investors can consistently purchase their desired amount and quantity of stocks daily, weekly, or on a specific day each month.

Pension investors are expected to be able to establish more effective investment strategies for managing retirement assets by utilizing domestic ETFs and REITs.

To help customers make rational investment decisions, Samsung Securities also provides customized ranking information for pension clients within the "Retirement Pension ETF Accumulation" service. Users can check rankings for popular ETFs in retirement pension accounts and ETFs that attract the most attention from Samsung Securities customers. In addition to information on returns, purchase volume, and age group, investors can reference various ranking data, such as the ETFs most held by the top 10% of pension asset holders and the highest-dividend ETFs, to build their own investment portfolios.

The growth of Samsung Securities' pension business can be attributed to its subscriber-centric pension services. In 2021, it transformed the retirement pension fee structure by introducing the "Direct IRP," the first retirement pension product to offer zero management and asset management fees (excluding separate fund fees). It also greatly improved customer convenience by launching the "3-Minute Pension" service, which eliminates the need for subscribers to fill out and send application documents (excluding time for providing personal information and confirming terms and conditions).

Through its official mobile trading system, mPOP, Samsung Securities also offers fast and convenient pension management services such as "Robo Discretionary" and "ETF Accumulation."

In addition, Samsung Securities became the first in the industry to establish dedicated pension centers, currently operating three centers in Seoul, Suwon, and Daegu. At these pension centers, experienced staff with over 10 years of private banking experience provide specialized pension consulting services.

The Samsung Securities Pension Center not only offers consultations for pension subscribers but also supports seminars and presentations for corporations introducing retirement pensions. Last year alone, the company held more than 900 seminars.

Jang Hyoseon, Executive Director and Head of the Pension Division at Samsung Securities, stated, "It is important to manage retirement pensions systematically with a long-term perspective," and added, "Samsung Securities will do its utmost to be a reliable pension partner for customers by providing excellent pension management services."

Meanwhile, Samsung Securities is holding an "Online Transaction Fee Benefit Event for Pension Savings Account ETF and REITs" until December 31, 2026.

This benefit applies to both existing and new customers without any separate application. The online transaction fees for ETFs and REITs within pension savings accounts (via website, HTS, and mPOP) are set at 0.0042087% and 0.0036396%, respectively.