Household Loans at Five Major Banks Decrease for First Time in 11 Months

Decreased by 456.3 Billion Won
Impact of Year-End Total Loan Management

Yonhap News

Last month, the outstanding balance of household loans at major commercial banks decreased for the first time in 11 months.

According to the financial sector on January 2, the outstanding balance of household loans at the five major banks (KB Kookmin, Shinhan, Hana, Woori, and NH Nonghyup) at the end of December 2025 was 767.6781 trillion won, down 456.3 billion won from the end of November (768.1344 trillion won). This decrease is attributed to banks strengthening their year-end management of total household loans, including a shutdown of mortgage loans.

This is the first time since January 2025 (a decrease of 476.2 billion won) that the month-end household loan balance at the five major banks has declined compared to the previous month.