At the beginning of every year, the so-called "January Effect" is frequently discussed in the stock market. The January Effect refers to a phenomenon observed in long-term statistics, where stock prices tend to perform relatively well at the start of the new year compared to other periods. This effect has often been more pronounced among small and mid-cap stocks rather than large-cap stocks, and more evident in the KOSDAQ market than in the KOSPI market. The improvement in supply and demand conditions is attributed to the reinvestment of funds following year-end tax-motivated selling and the rebalancing of portfolios at the beginning of the year.
However, the January Effect is merely a recurring trend and not a formula that unfolds identically every year. Since market expectations may be priced in advance and external factors can influence the market flow, it is necessary to consider not only seasonal effects but also factors such as earnings improvement and changes in supply and demand.
[Industry leader HisStockLoan: https://www.hisl.co.kr/5113]
Meanwhile, interest in stock-backed loans is steadily increasing. Investors who do not want to miss out on rare investment opportunities are turning to stock-backed loans, which allow them to leverage more funds for stock purchases.
Another advantage of stock-backed loans is that even if investors face a forced sale crisis due to a sharp drop in stock prices while using margin or credit, they can easily switch products without providing additional collateral or selling stocks, and then wait for a market rebound.
◆ HisStockLoan offers the industry's lowest annual interest rate in the 4% range, enabling not only additional investment funds but also refinancing of margin and credit loans!
HisStockLoan has launched a securities-linked credit product that allows any investor to experience stock-backed loans at ease, with the industry's lowest annual interest rate in the 4% range. It can be used for stock purchases as well as for refinancing margin/credit loans from securities firms, and up to four times the investor's own capital can be leveraged regardless of credit rating.
Additionally, products not subject to DSR limits are available for investors who previously had difficulty using stock-backed loans due to DSR restrictions. Investors using the alternative trading system (NXT) can also take advantage of these offerings.
Investors interested in learning more about the diverse, tailored products from HisStockLoan can contact the customer service center (☎1566-5113) at any time, 24 hours a day, for convenient consultations with professional advisors, regardless of loan approval status.
○ Launch of industry’s lowest annual interest rate products in the 4% range
○ Products available regardless of DSR limits
○ Market share leader for 21 consecutive years, recipient of the Korea First Brand Award for 16 consecutive years
○ Real-time repayment of margin/credit loans from securities firms
○ Trading available on the alternative trading system (NXT)
○ Reliable consultation quality assurance system
* HisStockLoan Consultation Center: 1566-5113
Direct link: https://www.hisl.co.kr/5113
Samsung Electronics, SK Hynix, Hanwha Ocean, Doosan Enerbility, ABL Bio
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