Kakao Pay Securities Launches ISA, Expanding Tax-Saving Investment Lineup Following Pension Savings

Offering Four Thematic Portfolios:
Maximize Tax Savings, Dividend Stocks, Growth Stocks, and Regular Investment

Kakao Pay Securities has launched a brokerage-type Individual Savings Account (ISA) service that allows anyone to easily and conveniently enjoy tax-saving benefits.

The ISA from Kakao Pay Securities is designed so that users can intuitively experience tax-saving effects without needing to understand complex tax procedures or tax laws. From opening an account, selecting tax-advantaged products, to checking the tax-saving benefits, the entire process can be easily managed within the mobile app.

Specifically, the service differentiates itself with features such as ▲simple account opening ▲tax-saving-focused “Saving” product curation ▲visualization of tax-saving information ▲and intuitive deposit and maturity management functions.

The investment options for the “Saving” products are centered on those with significant tax-saving benefits, including ▲overseas investment products ▲high-dividend and monthly-dividend Exchange Traded Funds (ETFs) ▲and bond-type ETFs. In particular, within the ISA menu, users can choose from ten representative products in each of four themes: “Maximize Tax Savings,” “Steady Dividends,” “Future Growth,” and “Regular Investment,” allowing them to select according to their investment preferences and objectives.

Following the successful launch of its pension savings product at the end of last year, Kakao Pay Securities has expanded its lineup of accounts that help with tax savings through this new ISA offering. While pension savings accounts are structured for long-term contributions, ISAs offer more flexibility in deposits and withdrawals and a broader range of investment products, so the two accounts are expected to complement each other in terms of tax-saving benefits.

The company plans to further enhance the linkage between ISAs and pension savings accounts, as well as to continue upgrading related features such as visualization content and product guidance that allow users to easily grasp tax-saving effects at a glance. Furthermore, Kakao Pay Securities aims to evolve into a “lifestyle asset management platform” that simultaneously supports tax savings and wealth accumulation by integrating AI-based investment advisory features into the ISA.

Kakao Pay Securities stated, “We aim to provide the easiest ISA account experience for the 2040 generation, who are familiar with a mobile-centric financial environment,” adding, “With the launch of this ISA, following our pension savings product, we will establish another pillar for wealth accumulation and become a truly helpful investment tool in our users’ journey toward economic growth.”