"Automatic Return Management"... Kakao Pay Securities Introduces 'Collect by Return' and 'Sell by Return' Features

1.6 Million Users on "Stock Accumulation"
Automatic Selling at Target Return Rates
Additional Purchases Triggered During Loss Periods

Kakao Pay Securities has newly introduced the "Collect by Return" and "Sell by Return" features to its "Stock Accumulation" service. These features allow users to automatically set buying and selling points based on target returns, helping them realize profits more efficiently and respond flexibly to market trends.

The "Stock Accumulation" service by Kakao Pay Securities is a flagship offering currently used by approximately 1.6 million people. It is a regular investment method where a fixed amount is automatically invested at set intervals, designed to help even inexperienced investors steadily build their assets. In addition to these characteristics, the service has been enhanced to allow users to fine-tune their trading timing according to market conditions.

The newly implemented "Collect by Return" feature automatically makes additional purchases whenever the return on a particular stock falls below a specified threshold. For example, if a user is accumulating Tesla shares by investing 100,000 KRW each week, they can set the system to automatically purchase an additional 5,000 KRW worth of shares whenever the daily return drops below -1%. Users can set their own return thresholds for each stock, lowering their average purchase price and aiming to improve long-term returns.

Conversely, the "Sell by Return" feature automatically sells shares when the set target return is reached. By entering the desired return level in advance, users can realize profits at their chosen point. For instance, by using the "Sell by Return" feature, users can set the system to automatically sell 10%, 25%, and 50% of their holdings when returns reach +3%, +5%, and +10%, respectively. This provides an automated investment experience that manages the entire trading process, including profit realization (selling), which is often more challenging than accumulation (buying).

Users can set up to 100 "Collect by Return" and 100 "Sell by Return" configurations each. The count is based on currently active settings, excluding those already completed and including temporarily paused stocks. Ongoing "Collect by Return" and "Sell by Return" configurations can be paused, ended, or modified at any time through the "My Accumulation" section within the "Stock Accumulation" menu on the Kakao Pay app home screen.

Kakao Pay Securities stated, "Many users have missed the right timing to realize profits because it is difficult to decide when to buy or sell," adding, "This new feature marks the beginning of 'strategic accumulation,' focusing on providing an experience where users can conveniently make money by executing automatic trades based on their set return rates."