Samsung Securities' Pension Balance Surpasses 27 Trillion Won... "Significant Growth Among Investors in Their 40s and 50s"

As of the end of September, Samsung Securities' pension balance (based on market value) surpassed 27 trillion won, marking a sharp 28% increase year-on-year and demonstrating rapid growth.

According to Samsung Securities on October 14, the company’s pension balance grew by 28%, from 21.2 trillion won at the end of 2024 to over 27.1 trillion won as of the end of September 2025. During the same period, the balance including defined contribution (DC) plans, individual retirement pensions (IRP), and personal pensions also rose to 23 trillion won, a 34.4% increase. Among retirement pensions, the balances of DC plans and IRPs increased by 33% and 30% respectively compared to the end of last year, leading the overall growth in retirement pensions.

Notably, individual pensions held by investors in their 40s and 50s saw significant growth among pension subscribers. The balance for these customers, which stood at 10.9 trillion won at the end of 2024, increased by approximately 40.6% to 15.3 trillion won as of the end of September 2025.

Additionally, exchange-traded funds (ETFs) have gained popularity among middle-aged and older investors within pension investment assets, recording the highest growth rate among all product categories. The ETF balance grew by 63% during the same period, expanding from around 6.7 trillion won to 11 trillion won.

The rapid growth of Samsung Securities’ pension balances is attributed to subscriber-focused pension services. Notably, in 2021, the company revolutionized the retirement pension fee structure by introducing 'Direct IRP,' the first to offer zero management and asset management fees for retirement pensions (with separate fund fees still applicable). The company also launched the '3-Minute Pension' service, which significantly enhances user convenience by eliminating the need for document preparation and mailing (excluding the time required to provide personal information and review terms and conditions).

Through its official mobile trading system, mPOP, Samsung Securities also offers services such as 'Pension Stock,' 'Robo Advisory,' and 'ETF Accumulation,' enabling customers to manage their pensions quickly and conveniently.

Furthermore, Samsung Securities became the first in the industry to establish dedicated pension centers, currently operating three locations in Seoul, Suwon, and Daegu. These centers are staffed by experienced professionals with over 10 years of private banking experience, providing specialized pension consulting services.

The Samsung Securities Pension Center not only offers consultations for pension subscribers but also supports seminars and briefings for corporations introducing retirement pensions. Last year alone, the center conducted more than 200 seminars.

Lee Sungjoo, Head of the Pension Division at Samsung Securities, stated, "It is important to manage retirement pensions systematically with a long-term perspective," adding, "Samsung Securities will do its utmost to be a reliable pension partner for customers by providing excellent pension management services."

Meanwhile, Samsung Securities is running the 'Tax Deduction Up! Benefits Up! Hurry Up! IRP Event' until December 31. The IRP account is available to salaried employees and business owners with income, and during the event period, various prizes will be awarded to IRP customers who meet the event requirements.

First, the 'New Account Event' is for customers who newly open an IRP account through Samsung Securities channels such as mPOP or Samsung Securities branches. All customers who open a new IRP account and complete the contract during the event period will receive a coffee coupon.

Next, the 'IRP Net Deposit Event' targets customers who make net deposits into their IRP accounts during the event period. The net deposit amount is calculated by summing ▲new deposits ▲severance pay deposits ▲transfers from other pension providers ▲transfers from matured ISA pensions.

Depending on the net deposit amount, all customers will receive a 10,000 won gift certificate for net deposits of 3 million won or more but less than 9 million won, a 20,000 won gift certificate for net deposits of 9 million won or more but less than 30 million won, and a 30,000 won gift certificate for net deposits of 30 million won or more. Deposits made in October will be counted double for the early bird event when calculating eligibility for gift certificates. Event rewards are scheduled to be distributed at the end of January 2026.