Recently, bank stocks have paused for a breather, unable to keep pace with the upward trend of the KOSPI. However, as concerns arise about a potential correction in sectors that have surged in the short term, the defensive nature of bank stocks-backed by relatively stable earnings and attractive dividends-is once again drawing attention.
Experts note that while exchange rate volatility and the burden of foreign investor flows are affecting investor sentiment in the short term, the recent correction has eased valuation pressures, enhancing the price appeal of bank stocks from a mid- to long-term perspective. As the earnings season gets underway, there is also a growing outlook for a potential revaluation of bank stocks with stable profit bases.
[Industry leader HisStockLoan: https://www.hisl.co.kr/5113]
Meanwhile, interest in stock-backed loans continues to grow. Investors eager not to miss rare investment opportunities are turning to stock-backed loans, which enable them to utilize more funds for stock purchases.
One of the key advantages of stock-backed loans is that even if investors face a forced liquidation crisis due to a sharp drop in stock prices while using margin or credit, they can simply switch products without providing additional collateral or selling their stocks, and then wait for a rebound.
◆ HisStockLoan: Industry’s lowest annual interest rate in the 4% range, for additional investment funds and refinancing of margin loans!
At 'HisStockLoan', a new securities-linked credit product is now available at an industry-low annual interest rate in the 4% range, allowing any investor to experience stock-backed loans without burden. This product can be used for both stock purchases and refinancing of securities firm margin/credit loans, and can be leveraged up to four times the investor's own capital regardless of credit rating.
Additionally, products that are not affected by DSR (Debt Service Ratio) limits are available for investors who previously had difficulty using stock-backed loans due to DSR restrictions. Investors using alternative trading systems (NXT) can also take advantage of these offerings.
Investors interested in learning more about the wide range of customized products from HisStockLoan can contact the customer service center (☎1566-5113) for convenient, 24-hour consultations with professional advisors, regardless of whether they ultimately take out a loan.
○ Launched products with industry-low annual interest rates in the 4% range
○ Offering products not affected by DSR
○ No.1 market share for 21 consecutive years, recipient of the Korea First Brand Award for 16 consecutive years
○ Real-time repayment of securities firm margin/credit loans
○ Trading available on alternative trading systems (NXT)
○ Reliable consultation quality assurance
* HisStockLoan Consultation Center: 1566-5113
Go to: https://www.hisl.co.kr/5113
Samsung Electronics, Doosan Enerbility, SK Hynix, Hanmi Semiconductor, NAVER
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