KB Asset Management "RISE TDF Active ETF, Lowest Annual Fee... Perfect for Pension Investment"

KB Asset Management announced on the 18th that its ‘Target Date Fund (TDF) Exchange-Traded Fund (ETF)’ series is gaining attention in the pension investment market for having some of the lowest fees domestically and an efficient asset allocation strategy.

Launched in 2022, the ‘RISE TDF Active ETF’ series is a product optimized with an asset allocation strategy based on the investor’s expected retirement date. It is designed to diversify investments across global stocks, bonds, and alternative assets, providing pension investors with an efficient asset allocation portfolio.

The ‘RISE TDF Active ETF’ series is particularly advantageous as it sets the lowest total expense ratio (0.01% annually) among domestic TDF ETFs, enabling efficient pursuit of long-term compound growth effects.

Investors interested in the ‘RISE TDF Active ETF’ can select vintages according to their investment preferences. Currently, it is managed in three vintages (2030, 2040, 2050). The proportion of risky assets ranges from 55% to 78%.

Applying a lifecycle investment model (glide path) tailored to the retirement timeline, it is designed so that investors can enjoy optimal asset allocation effects without needing to adjust their portfolios separately.

For example, the ‘RISE TDF2050 Active ETF’ pursues aggressive returns by maintaining a relatively high stock allocation for investors with ample time until retirement. Conversely, the ‘RISE TDF2030 Active ETF’ emphasizes stable asset management by increasing the bond allocation for investors nearing retirement.

The ‘RISE TDF 2030·2040·2050 Active ETFs’ can be purchased 100% through defined contribution (DC) retirement pension accounts and individual retirement pension (IRP) accounts.

No Ah-reum, Head of the ETF Business Division at KB Asset Management, emphasized, “The ‘RISE TDF ETF’ series is a product that combines cost efficiency and stability, considering long-term pension investments. Through some of the lowest fees domestically, it maximizes actual returns, and by diversifying risks through global asset allocation, it supports investors in preparing for a stable retirement.”