BankSalad Designated as Innovative Financial Service for Combining MyData and AI 'Topping+'

BankSalad announced on the 21st that its AI-based asset management service 'Topping+' has been designated as an Innovative Financial Service by the Financial Services Commission. After a preparation period, Topping will be officially launched as a full service.

Topping was included in the Innovative Financial Services announced by the Financial Services Commission on the 15th under the categories of 'Use of generative AI on internal networks utilizing cloud' and 'Use of SaaS on internal work terminals.'

With the designation as an Innovative Financial Service, BankSalad can now connect external networks that allow AI usage within internal networks for work purposes. BankSalad plans to introduce an asset management service that combines AI with MyData by leveraging this technology.

Topping is a service that provides hyper-personalized answers and briefings to individuals' financial questions based on MyData. Through analysis of users' assets, expenditures, and investments, it diagnoses personal financial management conditions that are difficult to grasp independently and details points for improvement using AI inference capabilities. It also predicts questions that may help users grow their assets and offers solutions.

Additionally, Topping has strengths in investment-related functions, briefing users on their investment status and trends, and forecasting stock price prospects of companies of interest. It also resolves investment concerns such as when and at what price specific stocks were bought or sold, and the capital gains tax owed when selling held U.S. stocks.

Topping applies AI to knowledge content as well. It provides functions that analyze and summarize YouTube videos, analyst reports, and more about investment stocks to answer users' questions, aiming to assist in making decisions related to finance and investment.

A BankSalad representative said, "Topping is a service recognized not only for its AI but also for its high technological capability in MyData and strengths in asset management services," adding, "We will prepare for the My AI era so that all customers can address their financial concerns together with AI."